SS stubbornness with stupid car
My SS is 19. Son of my SO. his driver's license address has our home address, however he does not live here. he bought a 1973 camaro and refuses to get insurance for the car. I'm afraid if he causes an accident or harm, we will be liable. I have requested in many occasions for him to get insurance or change his address on his driver's license to my SO. SO is such Disney parent and the kid is such a manipulative arse, that the kid mocks the request and says the he won't get insurance because the car is parked and he is not using it because it has mechanical problems. And always retorts to my SO "you worry too much!" But then again I hear him saying he's done wheelies and wants to travel nearby soon... SO doesn't demand from him... I decided to go to a lawyer and get some type of liability release letter or something for the spawn to sign and release me from any liability since I live at the address. Am I being neurotic???
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No
No.
SS is a legal adult at 19.
SS is a legal adult at 19. Is he on the deed ? Does he own anything joint with you or his father? Does he have any assets at all besides this old car? If you answered no to these then I don't think you have much to worry about financially, the drama that comes with him is another thing.
Reassure yourself by talking with a lawyer and your car insurance person. Your state laws might say something different.
Talking to a lawyer is
Talking to a lawyer is probably a good idea. They'll be able to clarify what your best options are. I can see why you wouldn't want to be tied any way to his choices. The car is in his name?
Yes it is in his name.
Yes it is in his name.
I don't understand why you
I don't understand why you want SS to change his address on the license to your SO? Unless you don't live with SO.?
I meant I've requested my SO
I meant I've requested my SO to tell my SS to change his address to where he lives and remove our address. But SO doesn't ask dare to ask.
Tell him you'll report him to
Tell him you'll report him to the DMV and state licensing authorities if he dare put address he doesn't live on his license application as that is fraud. He's not an underaged dependent, he's not homeless, he doesn't live there so there is no excuse to be a responsible man and correct his address.
Next time throw the mail away and let him suffer the consequences because you already told him not to do it and he disrespected you by doing it anyways.
Let him eff around and find out.
I'll bet this is Disneydads last ditch effort to have some "piece" of him still at y'all home and one way the ss can have his foot in the door (by still having mail delivered there) if he needs to come back permanently.
Nope take your junk and your mail with you or it will be thrown in dumpster #3
WOW
... this is Disneydads last ditch effort to have some "piece" of him still at y'all home and one way the ss can have his foot in the door - i think you nailed it!!! It's that last little breath of having the baby man-child at home...
Disney parents are way too
Disney parents are way too predictable....
my ex would let his kids leave all their cheap artifacts strewn around my house.
Girl as soon as he left for work I threw it away or threw it to the back of those kids closet.
Take ALL your artifacts and crap with you!!! ....Was my motto
When his license renewal
When his license renewal comes in the mail, mark it not at this address and drop it off at the post office.
If your husband has no
If your husband has no ownership of the vehicle and your SS has no ownership interest in your home... and is an adult.. I don't know that there is much anyone could do to go after anything you have. Obviously, you should check with your own legal resources to confirm. But let's say that two unrelated adults life in an apartment together.. one has a car accident.. they aren't suing the other roomate.. and those are people living together in the same residence. Unless your sS is considered a dependent in some way.. I don't see this splashing back.. but yes.. check for sure.
Also, maybe get the change of address form from the DMV.. fill it all out and get him to sign it the next time you see him.
Thanks
SS was removed as dependent from my SOs taxes a couple of years ago when he turned 18 and left to live with his other BP. He's turning 20 in a few weeks and has his own job and another car that his other BP handed down to him. SO he has 2 cars now.
Former Insurance Worker Here
Louisiana. Unless your SOs name is on the title, he is in the clear. Address means nothing except your SS getting a ticket if he gets caught or in an accident and the police officer choses to cite him for not updating with the DMV. Your next concern is if your SO and his son have joint ownership of properties. If your SS is sued, then they could go after things like that to settle a judgement. He's not a dependent of your SO...he's 20 years old.
Laws vary state to state so your best bet is to call YOUR insurance agent, relay this story. They can give you definite answers.
YANN. Not neurotic at all.
I would also have the vehicle towed or... have it booted by law enforcement if that is an option. See how idiot SS-19 and Disney daddy like that?
Give the shit Skidult 24hrs to get it gone or... make it gone.
I would.
I'm afraid if he causes an
I'm afraid if he causes an accident or harm, we will be liable.
If the car is in his name, not your name or your SO's name, neither of you would be held liable for anything having to do with the car, just because your address is on the SS's driver's license.