I wrote an air tight trust. Everything I have goes in to a trust administered by 3 people plus an attorney. Not once red cent can be taken out of that trust that is not for my girls. There is a lump sum that goes to my SO to settle all of his debt plus spare so that he can have a fresh start. It's a decent solution to a difficult problem.

Continue to be careful. Singapore rules do not apply in Western society. Otherwise, we'd have a bunch of kids punished for what they think they saw ...

Do you believe an 11 year old asked me last week if her dad ha a Will. My h and I as of right now have his and her houses..lol we both live in the house that I have owned over 15 years. He paid his house off while we both were married but the money come from a source of income he made while we weren't even together. It wasn't much money at the time but the house has doubled in the value. We definitely want a house of our own. He has been telling everyone we are gonna get a dream home and sale his and mine. This 11 year old actually thinks all his shit is hers. I knew the answer but asked him infront of her what would happen to my house if I died. He said he would get it and then when he died my biological son would get my belongings at the time of his death. It's a shame that an 11 year old has had her head filled with toxic bs

I would check with probate laws in your state, but in many cases, skids have no claim unless you specifically name them in a will. However, it is always safe to make a will anyway to make sure your estate goes where you want it.

In my state, standard private is that half goes to a surviving spouse, and half is divided among living children. By living children, they mean only biological and adopted. Basically, you have to have a legal piece of paper saying the person was your parent or guardian! I've already told both of my bios that if anything happens to me, they need to get home ASAP and take control of their half...that absolutely nothing of mine...not even clothing...goes to HHB! I also advised them of their rights should something happen to me and DH at the same time...that HHB is only entitled to 1/6 of the total estate...and again, nothing that was mine. Why? My bios divide my half of the estate in half between them. Because DH adopted both of my bios, they have legal claim to 1/3 of his half, as his half gets evenly divided 3 ways between my bios and HHB...giving HHB only 1/6 of the total estate! I told my bios to make sure HHB and her mother doesn't bully them, and that if DH survives me, make sure that they do not let him talk them into sharing with HHB! HHB has no legal claim to my half or my personal things!

DH got upset when he found out I didn't list HHB as a beneficiary on my stuff. He said, "I listed BD24 and BS20!" I reminded him that when he adopted my bios, it absolved anything they had with my ex...that they became his legal children by his choice! I did NOT adopt HHB! She has a mother, and if her mother doesn't build an inheritance for her, that isn't my problem! Had I adopted HHB absolving BM's rights and taking on the legal role as mom, that would be different! Just as BM cannot touch my income for child support, HHB cannot touch my half of the estate!

I do pray I outlive DH, if anything, to help my bios defend against their money hungry, only thinks of herself half sibling by adoption and the girl's mother who I know will do what they can to try to pull everything away from my bios!

Everyone is saying not to leave money to DH but I'm just wondering, do you expect him to leave his estate to you or to his kids? I'm just curious as I recall a post awhile back all about making sure DH gets a will to take care of second wife.

Yes, If you leave $$ to your DH I don't think you can control what he does with it when he dies unless it's in some kind of trust. I'm leaving everything to DH as I have no bios. I hate the thought of my rotten Skids getting my money when he dies, but then again, I'll be gone so who really cares. When my father passed, his wife (my step mom) got house, cars, annuities etc. but the rest of his estate is in some kind of trust....she lives off the interest it earns but can't touch the principle. The principle will go to us kids when she passes. Kind of odd but it was his way of taking care of us all.