No she isn't entitled to his coverage. Not now or under the new laws. If they're in the process of a divorce she's entitled to stay on his insurance until the divorce is final. I'm in the healthcare industry and I can assure you she's full of shit.

If the divorce is final she has no coverage. He needs to call his healthcare provider and verify that she is not getting coverage. All he has to do is send a copy of the divorce decree and she is not getting the coverage. If she has been, they will go after her legally for reimbursement. He needs to make that call. If nothing else, they have to make a note in his file.

Personally, I am against the plan. I think that it is wrong to have to pay for these kids past 21. What inentive do they have to get a job? Also, I don't want my coverage to change because of this plan and it will. Also, I had to pay for coverage myself for 5 years after my husband died. There are plans available, people just need to be proactive to find them. I will get off my soap box now.

All 3 of BM's statements are true, but that in no way entitles her to insurance coverage under your DH's policy. Insurance coverage is for self, spouse and dependents.

Is your H's EX-WIFE entitled to his health insurance because she has his last name, is the mother of his kids, or because she cant get it on her own??? HAHAHA!!!!.... Nope. Tell her to shut up and then tell her where to stick it.

I'm not gonna start a quarell here, so please don't think that LOL.. First, NO she is NOT entitled to it. My aunt does this work, as soon as that paper is signed, BM or EW is off!!! She will have to get her own, and definatly make the phone call, she can get into some serious trouble.. 2nd about the insurance covering kids till 23 or whichever.. The only thing I'm gonna say, is I wish some laws were different. I am 23 and this year I had my hysterectomy, because I live in my own home, not with my father and wasn't in school at the time, I lost my dads insurance, and it not only scared me when I lost it, but it terrified my dad. I had many health issues, one after another, expensive ones.. And my father didn't want to see me struggeling and spending every penny I made at work trying to pay all my visits, labs, hospital bills and medications... I got bluecross before my surgery.. Everything went thru, I'm thinking, awesome, I can now have my surgery and be rid of my chronic sickness and pain.. Well, come to find out after I was approved for surgery, and had it, BCBS calls and says they didn't cover my surgery.. Yep, so now I owe close to 30,000 in hospital fees, on top off the 7,000 I already owed prior to surgery. My dad is soooo pissed about the insurance stuff. He thinks as long as he wants to keep me under his plan, he should be able too.. In my defense, I do work full time and tried to get my own insurance, but it wasn't as good as my dads. If I had a child with as many health conditions that I had, I would want my child to have my healthcare if it would help them.. That's all

I am really sorry to hear you had to have a hysterectomy at such a young age. Can BCBS do that to you after the fact?

Sweetthing, supposedly they are using the "pre-exsisting condition" bullcrap against me! I'm so pissed. I feel like its absolutly...I don't even know the words lol.. NOT RIGHT! I had endometriosis for 7 years! I tried everything they offered to "help" it, it only got worse. I had mulitple laproscopic surgeries, which only help momentarily. The endo also got into my bowels (fun) so not only did I have the chronic pain from the endo, I also has chroni nausea! Yippee. I'm talking every day! I would end up vomiting and sitting on the toilet as well(u know lol) it was horrible.. So after years of battleing that and going to the hospital at least once a month from dehydration, I was diagnosed with stage one ovarian cancer...ugh.. So I finally made the very difficult decision for a complete hysterectomy.. Then BOOM, I get stuck with a huge bill. Why? Oh right, cause I had this horrible debilitating disease...

I am married, and have a different last name from my father but because i am under 25 and a student i am still covered on his plan - It has absolutely nothing to do with names or anything like that. My father supports us about 60%, because H and I are both full time college students (that's my dad, he says as long as we're in school, he is GOING to help and he wants to get us to a point that we can support ourselves, not just make ends meet, and do a damn good job of it LOL) . but the point of that ramble was that I had to sign a bunch of cobra forms after i got married so my dad could "re-add" me onto the insurance; i asked him many many times if he could claim H and ss as dependents on taxes or put them on his health insurance (he has paid a few very expensive doctors bills) but he says that it doesnt work that way - he would have to adopt H or ss... i dont know.. its all complicated but your H's ex has nothing to do with him legally any more, at least not in that department.

Theothermom, sorry for stealing your post...lol

Yippee good for you! She has no reason to get his benefits anymore!
As for my thing, a friend of mine actually works on the board for BCBS, and I told her and my insurance agent about my disorder, They said as long as you haven't had anything done in the last 6 months havind to do with the endo, you will be fine! I'm thinking, ok awesome, I hadn't had a laproscopic surgery in almost a year, and the only thing I was going to the dr for was my depo shot (supposedly to help with endo but it is mainly a birth control shot) so..ok, I'm in the clear!! NOT... Well when my Dr called BCBS for an OK for the surgery, BCBS said we didn't need an OK, it was covered under MY insurance.. So, we did the surgery...
Then when I got the phone call saying it wasn't covered, I was LIVID to say the least! That surgery was no joy ride, it was extremely painful, and now I'm on my lovely meopausal roller coaster cause I have no insurance to go to the dr like I'm supposed to for my hormone replacement therapy. AHHHHHH

Dorothyparker, yes I had an agent, and he was an ass... I still have all his info.. Monday I have to go to my dr to fill out some form so they can look at my med records.. Its still bullshit! Me and my dads biggest thing "why do I get left out cause I have a pre-existing condition?" And let me say this, and I don't want to offend anyone.. But I know people who live off the system solely and get healthcare, and they have not one health issue.. But for someone like me, who actually NEEDS insurance to get thru a day, is DENIED cause I have a disease? Oh wait, " a pre-exsisiting condition"? Seriously?? This is what fires up me and my dad... And the other day BCBS was playing a commercial, all these ppl were throwin out statements about why BCBS is sooo amazing, then a spokesperson came on and said something about how BCBS is number one cause they don't deny ppl based on PE conditions!!! I flipped off my tv and told that tv spokesperson to f*ck off! LOL, at least it made my BF laugh, but come on!! Ppl need insurance..

You mentioned that you have the military's health care now. If your H is enlisted the best place to make sure she isn't still being covered is to have your H make sure her name is no longer in the DEERS database. If she is then he needs to bring the divorce papers and have her removed immediately.