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constantly worried about cs

beckys5555's picture

My dh and I have had so many money issues from his multiple health care problems to a car accident to daily house repairs - ya know life there's always something! It seems we can never get ahead. We both work ot weekly and he gets his kids on weekends. His cs order of review is coming up and his ex could do nothing or she could prob get another 200 a month. It's terrible because after cs and taxes now he brings home 800 a month. Everything has been civil so idk if she would but I feel live in constant worry. How does the court think anyone could live on that? If I didn't make a good living he would prob live w multiple roommates in the city with no bedroom for his kids. I just don't get the court system and i feel we may always be dead poor and work so much:(

Lemonlimez's picture

What does BM do for money? It's usually based on incomes of parents. I find many BM will do the minimum to get by when kids are growing up so they can get full CS benefits. I never understood how anyone could cap their full potential in order to take another person for all they can. That's wasting life but I've seen it many times. Try not to sweat it until it happens.

twoviewpoints's picture

From what the Op has previously written, the BM works as long and much as the father does. On top of that the stepfather does all the babysitting on the BM's part (which eliminates any additional child day care cost).

If the state's guidelines indicate there may be 'cause' for an additional $200 a month in future CS, I'll assume the money is actually there. NY, I think is a percentage state when it comes to CS. Two kids would be 25% per the # children. I'm not NY (the OP is) but in my own state which does % of NCP gross income it would be 28% for two kids.

I can only guess on this but there must be something more than just routine monthly CS and taxes eating away at the OP's bring home pay or the original income isn't that high to begin with. That or the guy didn't modify as his income was plummeting (which doesn't make sense if the OP calculates state may go for another $200 now).

I'm not sure what's going on with the low $800 a month bring home, but it can't be due to a BM not working or CS set so high (the state has guidelines) nor routine state/federal taxes being more than what everybody else of this or that income pays in taxes.

jumanji's picture

My guess would be Dad either didn't file to modify and/or he has a higher withholding - which the state will not take into account for CS.

Disneyfan's picture

THIS

Pieces of the puzzle are missing. I'm in NYC. There's no way this man is stuck with just $200 a week to live off unless there is more to the story.

I'm guessing he has other deductions the OP left out or isn't aware of. Maybe he is paying back CS as well.

beckys5555's picture

He is taking online classes but what about when he makes more? She can get it modified then increased again!

Disneyfan's picture

Of course she can. And if her salary increases, he can request a review that may result in a decrease. It works both ways.

beckys5555's picture

He is in school and there are no arrears taken anymore. And yes 25% is taken. Child care is still being paid even though there isn't anymore. He is left w 200 a week full time hours. At times he gets ot but not like he use to. No missing pieces. Nys taxes plus cs is about 50% of his check no joke.

beckys5555's picture

So here's the scoop. He pays an extra 100 a month that was originally ordered when the stepdad was working. But when they made the order my dh was on disability due to a car accident so as a "favor" they decreased what he would actually pay by 100. So if he went back now working full time it would not change in 25%. Right now it's correct without no breaks but I worry when and if she goes back they may look at ot and increase it. I forgot they do calculate bms income too good point thank u but I do know she waitresses as Asa second job and that's all under the table so idk just wish I didn't worry like I do. I don't disagree w child support, the stepdad does alot of their care snd my dh should help I just don't understand why they go on gross income because after taxes and cs it is less than 50% of actual earnings.

Disneyfan's picture

They use gross income for both parents. If BM is willing to work two jobs to make ends meet, why can't dad do the same?

Once I moved back to NYC from NC, my income jumped. Which resulted in CS being decreased every time my son's dad had a review done. My son's dad worked two jobs for years, but only included one job on his CS forms. He used is full time job to cover all of his expenses and the part time for his extras.

beckys5555's picture

My dh use to get ot all the time so it was like having two jobs. He is currently working ft and all all the days his kids are over he takes off to spend w them. We have recently been discussing him getting a second job but then he could not get his kids the 2 days a week he gets them. Kinda at a loss, miss kid time and work more or I work more he sees kids and I see no one. I'm glad she works two jobs but she does only because her dh can't work. He use to ans she didn't work lile this. I'm not complaining about him working I'm complaining the way they calculate it. It's like u pay x amount and if u end up homeless oh well you still owe it. I just think there should be a limit for lower incomes. He makes 25 a year year and sees 11 of it no joke.

onthefence2's picture

It sounds like everyone needs to move out of NYS. None of you have good paying jobs for the cost of living there. There are much better states where your incomes can go a lot further. The kids need someone to raise them besides day care.