Oh my goodness! Yours is delusional too? 

NO!!!

If she's on disability then she needs to get some government resources or whatever.
 

Offer to look over her health coverage and see what medications are covered, some plans offer transportation to appointments at no additional cost, medications can be delivered at no cost, etc. 

She sounds like she's juicing the elderly for $$$$ but she should make her signature Baloney sandwiches then go find some unsuspecting single elderly man to finesse  not your DH. He should tell her "look I'm giving you $1000/month or whatever which is more than enough and do not dare ask for more. Make it enough!!!"

If I were your DH I would not give her one penny but I would point her to her health insurance plan and government resources.
 

At this point she's the tax payers responsibility not yours or your husbands. 

Probably won't end at death. He might have some life insurance to financially support her posthumously 

Just make sure your cut is at least double/triple/quadruple what hers is

At the least she could have offered to put your names on the cards.

Yep yep yep.... the sneakiness. I see you and commiserate with you. Little Idiot is exactly the same way. You'll never get the truth about what the money is really needed for unless you dig deeper yourself.

Need money for nails, a outing, a stupid mistake she made? Oh no can't go to DH with THAT story... he might say no.... need a better story....a sob story... a story about why the money is a NECESSITY (and definitely not due to any fault of her own).

Then add in some crocodile tears and guilt tripping for good measure.

Of course DHs never want to ask questions or do any real deep digging so they just open up their wallets. We are just supposed to blindly accept their lies because they want to believe them..,well no I am suspicious. Sorry if I don't have the faith like you do, DH.

Its infuriating, I get it. Little Idiot was the queen of lying to make things look like they were out of her control and she was a victim of circumstance and we needed to help her. But, every time I looked deeper, I found out that there was always more to her story. 

No! works.

First, in my world, marital income is marital income regardless of which spouse earns it. There is no his and hers money.  It is all "ours" money.  Not particularly complicated in our marriage since we married with just about nothing but two apartments worth of college furniture, two 8yo cars, and my freshly conferred Engineering degree.  In the 29yrs we have been married we have built what we have together. So, it is all... ours.

2. Never give money directly to the beggar.  "I am sorry to hear that. What is the Doctor's/Pharmacy's/Power/Water companies name and number? I will call them to confirm the bill/shut off notice and pay them with a credit card so you can get well/take a shower......"

If you are going to help, help only by paying for services that are already rendered where the money cannot be refunded to the beggar.

Lather.... rinse.... repeat.

No cash, no way to turn the payment into cash.  

DW's very close cousin was one of these.  It started with "I can't pay our bills. Please help. I'll pay you back."  We talked about it, and sent her $2K."  She asked for $5K.  She sent the first $200 payback installment (no interest charged). The day the check came in the mail, she called and begged that we not deposit it.  Never got a penny out of her.

Afew years later, she called and was leaving her "abusive" DH and needed money for the deposit on an apartment for her and their two boys.  After the first weepy money extortion event we paid her deposit for the apartment to the complex directly.  She backed out of the apartment, the complex gave her our money in cash, and a couple of days later she was at the beach for a girls trip with her besties.  Our learning point there was, we should have demanded a signed copy of a lease before we paid the deposit. That way even if she broke the lease, she would not get cash from the complex.

I was fit to be tied. DW was angry, hurt, and far more forgiving that I was.  That put a bit of a strain on our relationship for a while.  I wrote the Unicorn Cousin off as the POS she had demonstrated herself to be. DW was wrapped around the axle about how Unicorn Cousin was her childhood person, how close they were, etc...

Sadly, I was right. DW was wrong. After those two events Unicorn Cousin made zero effort to see or spend time with DW. At most, she would meet DW for an hour lunch, only on work days, if DW was in the area visiting my IL clan.  Beyond that, zero effort.

The final episode, cousin decided she wanted to become a CPA. She had been managing a significant medical practice and having her CPA certification would significantly increase her income.  She wanted DW to co-sign her school loans for the Grad school level classes she needed to qualify to sit for the exam.  Nope.

6-ish years later the cousin passed away from several different types of fairly rare cancer. That destroyed my DW.  They were extremely close as children and teens.  Unicorn Cousin had a number of extremely close friends that worshipped her. They all swarmed around Uncorn Cousin for how kind, loving, caring, wonderful she was.  She made all kinds of time for them. And made at best only token minimalist effort with my DW.  Unicorn Cousin's public face was a complete facade.  Her minions guzzled the KoolAid, her boys saw only the Saintly mommy that she let them see. Her work and coworkers saw the caring dedicated though underpaid and abused worker.  It was all about the sympathy and facade with Unicorn Cousin.  She went to all lengths to maitain the facade.  She worked harder at the delusional illusion than she did at solving her problems.

I know the truth. Sadly, so does DW.  She was at best Unicorn shit.  All sparkly and warm. But... even sparkly shit is .... shit.

When DW is diving into how amazing Unicorn Cousin was I listen patiently, comfort her, and quietly drop in an "I am so sorry dear. I know she was important to you. I'm just sorry she was a crook and so disappointing for you."

I cannot allow myself to let the reality of Unicorn Cousin be whitewashed with Unicorn glitter.  The stench is reality. The glitter, is a facade.

I had a coworker once who had one of those endless well of need children.  He was also unfortunately married to a woman who had some mental issues.. and even after he finally divorced her.. he was still her servant in many ways.

The girl did have a substance addiction I'm fairly certain.. she married a like minded loser.. they had a child that died.. I'm completely surprised that no one ever pinned the death of the infant on her parent's condition honestly.  But this guy had supported her through her 10+ year attempt to get a teaching degree.. but she kept faltering and needing more and more.

The multiple calls a week would be manufactured reasons why she needed money.. When he would try to grow a backbone.. he would get repeat calls from the EX who would harass him till he gave in.  Western Union actually shut his ability to transfer money because he exceeded their limit to a single person!

She would call about her "sick rat" and the meds it would need etc.. she would provide reciepts.. but I'm pretty sure she would just return stuff after.. it was sad.

He's just got to be the White Knight. It makes me sad to watch my DH chase his kids for their attention (which has been tiny crumbs lately) but at least they don't ask for money.

But when SS was milking DH for everything, i was able to maintain my sanity only by telling myself that the $50 (or whatever the con of the day was) was for DH's happiness. You are smart to have the allowance set up for your DH. 

Meds are usually free for those on Medicaid, as are dr visits. She may be using the money DH gives her on gas and presents, but it's prob because she blew hers on cigs and lord knows what else. 

For no co pays on Medicaid.  It would be fun to casually mention to DH that you just saw a headline pop up that there were no copays for Medicaid... then blame it on cookies.

It's so bizarre how otherwise very intelligent men can believe such obvious lies.  

You're right, it never ends.   I laugh when I see people posting that they can't wait until their stepkid turns 18.