Vent...I've not been here in awhile..
SD turned 20 last week. We were out of town so nothing planned of course from DH on this. Honestly I didn't even think about it. DH called to speak to her and her car situation came up. I guess the "Buy here pay here" car finally blew the motor...not a shocker as the car was junk. She's been driving roommates, brother's truck. She is still the only person in the house with a drivers license. Her situation sounds like shes in the same boat. She and roommate both work full time and roommates BF lives there, no job, no income other than selling prescription pills...and to boot they are planning to have a baby. I've advised SD to get out of the situation but she won't,so it is what it is...
So in her conversation with DH they discuss getting her into another car...AGAIN. He calls me to tell me this and he told her he'd CO-SIGN ON A LOAN!!!!!! WHATTTTTTT??!!! Been there done that dude! WTF. So I was growing impatient with the conversation as I couldn't believe he told her he'd cosign...and I said so you're willing to put your name on a car that she is using to drive around these deadbeats to sell their pills? Are you insane?!
"Nooooo...she said she doesn't do that."..my reply BULLSHIT. Again, she says exactly what she thinks DH needs to hear.
After some deep thought, I have decided to take the reigns on this. I explained to DH that there are PLENTY of programs out there for 1st time buyers and that needs to be explored. At 20, she needs to establish her own credit. I absoutely hate the idea of getting invloved but I'll be damned if we will be responsible for this vehicle in anyway. Especially something that I know is illegal and these kids honestly feel like theres nothing wrong with living like this.
Just aggravated.
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With you all the way on this.
With you all the way on this. Your DH's cornbread ain't done in the middle if he's seriously considering a loan to a career prescription drug seller. Having a baby? She's not fit to look after a house plant. SMDH. Or is that the roommate? either way, your SD sounds involved up to her neck. She needs to get out of there.
Yes its the Roomie and her BF
Yes its the Roomie and her BF..and yes she's up to her neck. Her role seems to include driving them everywhere they need/want to go and paying half the rent and expenses..including utilities. I've explained to her..3 in the house..bills need to be spilt in thirds not half. I haven't gotten too far with that though..
Oh lord I am glad you are
Oh lord I am glad you are stepping in and doing something. Your DH would be paying that loan for her to have her drug runner car and when they get popped it's going to be his car he has to go pick up from the impound and pay the bill on that.
Even if you don’t Co mingled your finances
If DH CO-SIGN a car loan. And IF it's goes bad ( when it goes bad ). You are going to be on the hook. For the loan.
JUSt SAY NO. To co signing, give her some money. And be done with it. Make sure she does not move in. Or the BF and the circus will move in with her. Your home will be on the police list for raids
No way. You guys will be on
No way. You guys will be on the hook for the loan. Not only that... if she is running people around for drug deals, you certainly shouldn't promote it by providing transportation to that useless bunch. No good will come of this. You help people that want to help themselves. SD doesn't want to help herself if she is in such a suspect situation.