How do I prevent her financial tailspin from affecting my own financial security and future?? My DH's XW has about the financial responsibility of an 8-year-old. She refuses to work (despite having been offered a few jobs, but she doesn't like the schedules so she turns them all down), lives off food stamps and medicaid, and continues to perpetuate the money problems that contributed to their divorce to begin with. She buys unnecessary things she can't afford and takes vacations with the money her parents give her to survive on. What do I care you ask? Well, she was awarded a significant (though much less than it should have been) portion of the debt in their divorce, but because she was just sneaky enough to have all the student loans and credit taken out in his name... it all ultimately becomes his burden when she just blatantly refuses to pay it. So, between my DH and I we make ok money, but because over 50% of his income goes into paying off the debt which she mostly accrued, we cannot afford to: save money, go on a vacation, have our own kids... the list goes on. She currently has no assets, taxable income, savings, or anything I can think of that paying an attorney (with money we don't have) would help us to garnish.

As I type this my husband just called to tell me that she called him and said she is leaving tomorrow on a week and a half vacation with the kids (SS5 and SD2). She just got home from a road trip with her friends yesterday. I don't know how much longer I can take this!