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It never ends!!

tankh21's picture

Submitted by tankh21 on Tue, 04/25/2017 - 7:55am

So BM texted DH last night asking him about the insurance bill that she seems to think he is responsible for even though she didn't go through the medical insurance that is provided for the skids. DH spoke to his lawyer and his lawyer stated that BM needs to go through the medical insurance provided if DH is going to be responsible for half of the medical bills unless it is an emergency like the kids has to have surgery and breaks an arm or something like that. She is always a snake in the grass she texts DH and tells him where are the kids insurance cards? I mean seriously BM there are claims being submitted to BCBS for occupational therapy for both skids but you weren't provided insurance information for these kids. The skids are on my insurance thru my employer and I cannot get insurance cards with the skids names on it only has my name and my DH and the skids are listed as my dependents. I called BCBS yesterday and they said that they cannot provide a insurance card with the skids names on them so BM is SOL!! I am thinking if she has no problem submitting claims for the skids occupational therapy that cost $400 a session then why is she saying that she can't provide the skids insurance information for a physician when the skids get sick. I don't get it at all. BCBS said that the paper that shows the id # and group # and that the skids are my dependents on my insurance is sufficient enough for BM to take the skids to the doctor. I just think she is making excuses for DH will float the bill.

Comments

tankh21's picture

Submitted by tankh21 on Tue, 04/25/2017 - 8:39am

Thank you guys. DH ignored BM's text messages since she is high conflict she was given the insurance information back when the CO stated that he had to provide that information to them. Also she is the one that gave the insurance information to the provider for occupational therapy so why would that be any different when she takes them to a urgent care clinic or PCP. I was going to give her an actual insurance card but, DH thought that I shouldn't because then it would look like we didn't give her the information in the first place when the CO was set into place.

GRITSinAL's picture

Submitted by GRITSinAL on Tue, 04/25/2017 - 1:35pm

I don't mean to play devil's advocate here, but I am going to be honest and say after having our health ins cards somewhere in my purse for about 3 years, I lost the card somehow. I know BM is probably a witch, but if it were me, I would err on the side of being the bigger person and either make a copy of a card, fax the office a copy of a card. Something. See, the way you are stating it, you are like...."Well she was given copies of the cards before." Well, I was also given copies of my own card 3 years ago when the cards changed, but because adults sometimes really do lose things, I lost them. In your scenario, I shouldn't get a new copy because I was given one 3 years ago by my employer.

ESMOD's picture

Submitted by ESMOD on Tue, 04/25/2017 - 9:43am

If she is anything like my DH's EX, she may have lost the cards. She asked for an insurance card. You should have one ordered and provide to her with the explanation that only the primary ins holder gets their name on a card, but that the children are on record as being dependents.

Don't freak out when the doctor's office calls and wants your SSN as they did with me though!

Strep can be an emergency situation and I think your DH should pay the bill.

tankh21's picture

Submitted by tankh21 on Wed, 04/26/2017 - 7:33am

So DH can give the insurance information to the urgent care clinic where the skid was taken and they will submit a claim?

twoviewpoints's picture

Submitted by twoviewpoints on Wed, 04/26/2017 - 9:07pm

It is not uncommon anymore ,that when a new patient uses a facility for the first time, the check-in process requires insurance card to be scanned and a photo id be asked for.

The monthly therapy office is an established relationship, where unless a new card and/or insurance provider change has occurred a showing of card isn't usually necessary.

tankh21's picture

Submitted by tankh21 on Thu, 04/27/2017 - 9:15am

I cannot give BM a insurance card with the skids names on them. It will have my name with the id # and group # my DH and the skids are my dependents so we should BM a insurance card even though it was my name on it.

ESMOD's picture

Submitted by ESMOD on Thu, 04/27/2017 - 9:28am

Yes.. she needs the actual card for many health providers. They are familiar with the situation and they will be able to confirm that the kids are covered and process everything.

I was asked to provide info to the medical offices on occasion, including my SSN. I did ensure that I gave it directly to the office not BM though.(the ssn information etc...)

tankh21's picture

Submitted by tankh21 on Thu, 04/27/2017 - 10:13am

Well of course she knows my name and he has the id # and group # so maybe the medical doctor's office is giving her a hard time and they are asking for a copy of the actual insurance card.

twoviewpoints's picture

Submitted by twoviewpoints on Thu, 04/27/2017 - 11:23am

So it has your name, your id # and group #? All useless to BM. It doesn't list your SS# or any top secret tidbits. She cant even log into the online portal if you set up with your password. She cant go in and view anything.

And for what it's worth, even if BCBS stopped being cheap butts and printed out a card with the kid's names, it would still carry your id# and group#.

If you're going to be so obstinate over cards, take them off and have Dad cover the kids. Yes, it may not be as good of coverage and may cost more, but it's the price Dad will have to pay if you cant manage to cooperate over an insurance card.

secret's picture

Submitted by secret on Thu, 04/27/2017 - 11:34am

the card won't do squat.

What they require, is something listing skids as dependants who are covered.

I have a car through my work, but what they wanted was an indication kids are on plan.

twoviewpoints's picture

Submitted by twoviewpoints on Thu, 04/27/2017 - 11:49am

If her carrier is one that only list subscriber's name on card, the service provider can still access the account and view any other dependents the insurance covers.

tankh21's picture

Submitted by tankh21 on Fri, 04/28/2017 - 9:35am

BM was given all of that information when the CO was set into place. DH gave her an insurance card with my name on it and there was some paperwork that I printed off the BCBS website that proved that the skids were my dependents so I am guessing BM lost the information but, I don't understand why she doesn't just say that she needs there insurance information again instead of blaming it on DH and telling him that he didn't provide the skids insurance cards to her and that is why she didn't go through BCBS. There is always excuses to justify why BM doesn't do something and the blame is put unto DH. I mean hell she is perfect you know!!