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What a blessing!!!

crackergirl's picture

I can't believe I posted about this yesterday and then the second adjustor calls last night. He said it was water damaged and they are totalling my car!!! I have the extra insurance through the dealership to cover the differance on what I owe and what the insurance will pay. They are also covering what I paid to have it towed and my rental car insurance which has been a huge drain on my finances!! I am back baby!! I learned my lesson on expensive cars. My coworker and I have been looking all morning and i found a used one with a great price. My payments will be a third of what I was paying. I'm not even mad at his sister right now, I am just so relieved. This is a huge weight off my shoulders. Bs and I talked last night and our Christmas will stay the same but I am taking part of the money I am getting back and I am going to save for a spring break trip to Universal for the 2 of us as our Christmas present to us.

Comments

uofarkchick's picture

I forgot all about that!! Didn't her husband go after her son when he bumped in to her in the hallway?

crackergirl's picture

My sil borrowed my car and then called me to tell me it stopped working. She swore she didn't do anything and it just died. I have been fighting with my insurance company and the dealership for about 2 months now. My first claim was denied and we had to ask for a second adjuster because the first one said there was no water damage when the dealership was saying someone drove it through water. Bs therapist doesn't feel dh is abusive to bs that they are adjusting to their new normal. His therapist felt that dh scaring bs was good and bs may have needed a wake up call from a strong male figure when it comes to shoulder checking his mom. Our marriage counselor felt that dh was also in the right.

crackergirl's picture

She drove it through something and is lying about it. She swears she was driving and the car just quit and that is it. She won't admit to anything. The dealership said she had to have driven through a deep "puddle" because the interior shows water damage to. It is to expensive for the insurance so they are totaling it. I called her about an hour ago and to let her know and see if she was going to pay my deductible and she said it must have flooded after she left it and before the tow truck got there. I called her a fing liar and hung up on her!

ESMOD's picture

Did this happen during the hurricane that hit the Carolinas recently?

Is there any possibility that some of the damage was there before you had it ... like if it was a used car?

crackergirl's picture

It was brand new when I got it. It was after the hurricane but right after so I think she drove it through a puddle. One of those really deep don't do that you moron puddles. She isn't the sharpest tool around.

ESMOD's picture

We drove south a few days after the hurricane when 95 was shut down.. there were a lot of creeks and water over the road. It would not have been hard for her to accidentally go through deep water.

It sucks that she won't be truthful about it though.. that could have helped you with the insurance right away instead of all the dingling around with the dealership.

crackergirl's picture

If she was truthful and paid at least half of my deductible I would have been okay with it, annoyed but okay. Instead she lied so neither the dealership or insurance paid the towing bill and I have been funding my rent a car because the dealership said it was an insurance issue and the first adjuster said it was a mechanical and not an insurance issue. It works out best for me in the end but come on, don't lie and watch me struggle.

crackergirl's picture

Dhs sister. No one will expect her to pay. She is the doey eyed sweet heart who never lies.

crackergirl's picture

Yes it is convenient and very much welcome. Steptalk was my good luck charm! I didn't expect to hear from the adjuster for at least another week or two and I had no idea if they would agree with the dealership. I am so relieved.

crackergirl's picture

What is wrong with you? Are you so angry that you would accuse me of lies? What did I do to deserve this bullsh!t from you? Go attack someone else!

My post was to another poster whose dh wanted a big to do on Christmas. I suggested it was more for daddy than for the daughter. Am I not allowed my opinion or are you upset I dared comment on something? You are a nasty person. My comment was to that poster was that I was more upset than my son about Christmas and was showing her how sometimes parents think it's for the kids when it's really for them. Don't post to me again. I will delete it. Go get some therapy.