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It's 2022 and this type of crap is still going on with some stepkids

Movingonisbest's picture

https://www.marketwatch.com/story/we-believe-his-ex-wife-put-her-up-to-t...

The author handled this question well. Therefore decided to share the article with the rest of the group.

Comments

Exjuliemccoy's picture

SS,DD.

Winterglow's picture

I'm wondering how the daughter got hold of the information about the life insurance beneficiary in the first place. 

Movingonisbest's picture

The article says:

One of my husband’s children told me she was shocked when her dad told her I was the primary beneficiary of his life insurance. The next day I received two texts from my stepdaughter stating that she could not understand why her father did not include his three kids on his life insurance.

I just went back and glances at the article. I wonder why her DH told his DD about the life insurance policy. 

By going back looking at the article I noticed there were some comments from others who read it. Plan to go back and read the comments when I get a chance.

Winterglow's picture

Oops, that's what happens when you just skim-read! 

 :)

Wondering the same thing as you. 

 

 

Stepdrama2020's picture

The SD asked daddio who was on his life insurance policy thats why he told her.  Now the SD is in full implode mode.

Ill never get this, how people chime in that the kids should get, . Etc etc etc. Its up to the person who they want their insurance policy to go to. No one would bat an eye if it went to the wife in an intact family. So why an issue with a SM ITS HIS CHOICE . But really why does anyone really care.? Its a personal decision of the policy holder. If he wanted it to go to Mickey Mouse thats his dang choice. If he chooses to give it to the SM people assume the SM bewitched him with her magical vagina powers. That evil witch who stole daddio. Seriously, the policy holder can leave it to whoever the hell he wants.

Exjuliemccoy's picture

It's bottom feeder mentality. Well adjusted, self sufficient adult kids recognize the pecking order and the need to provide for their parent's spouse. 

ESMOD's picture

I think the difference is that in an intact family situation.. what is left to the spouse (or what's left).. would most likely be left to the kids. ... but when it's a "2nd" wife situation, especially one where she has her own kids.. it's very possible for her to exclude her husband's children from any inheritance.. and point it towards her own preferred Heirs instead.

Honestly, it happened to my father.  He was one of 4 brothers by his father's first wife.  She died when they were fairly young and my grandfather remarried and had another child with a woman who already had one child from a prior relationship.  When my grandfather passed.. his wife basically got "everything".. (even tried to get the boys to pay her for their private school tuitions and changed the locks while they were at the funeral!).  She died in the past 5 years and everything she had was left to HER two boys.. nothing to my father or the families of any of the other three brothers.  My grandfather was pretty well off she inherited a condo in the same building where Oprah had a place.. it was not an insignificant amount of money.  but.. the brothers were pretty  much left out in the cold.

And.. even with that.. my father actually did maintain a good relationship with her and his half brother.. and I don't think he ever resented it.  but I'm not so sure I would be as unbothered by it if I was in my father's shoes... because while I get that no one is OWED money from their family.. it's generally many families' goals to build wealth to pass down to future generations.. and steplife moves some of that to other people.

Even on here.. we see people who want to see how they can ensure their bios benefit but not stepkids.. or want their spouse to have use if they need it but have their own kid inherit their share.

So.. in this way.. I can understand the concern a skid might have to see thier stepparent get something that they know will likely never make it down to them.

CLove's picture

Im getting ready to set things up and dont want any nosey nellies in there. I dont want skids getting house at all and I want to be sole beneficiary of everything as well as power of attorney of everything.

Ill wait until after Sunday to talk about it.

Cover1W's picture

The response it good, that IS the point of life insurance. If the dad was single, different story but he could then as easily name a sibling!  I have DH and sole beneficiary on almost everything; my sister/niece are on one item but only one as a split beneficiary. No skids on mine. DH knows this. I've also talked with him about his - he's got no life insurance and only small investments; he knows his daughters could claim on his 'estate' if he passes with no will and no specifics and he's told me he doesn't want this. "OK then DH you need to take care of that, if you don't and something happens, then I am bound by the state to split it no matter what." 

advice.only2's picture

Biodad opened that can of worms, he needs to be the one to shut it down.  “Do not text my wife questioning MY decisions with my insurance policy!”  Pretty obvious this is a Disney dad who overshares with his princess and he probably led her to believe she was going to be on that insurance policy.  Yet again this appears to be a DH problem, less of a skid problem.

 

ESMOD's picture

I think absolutely the response to the SKID is that it is their father's decision and you don't control him.