Last week skid received a registered letter at our house (he uses our address still) and those are usually never good. It was from the insurance company, cancelling his insurance for non-payment. I asked him if he missed a payment, he said that the money was in his account and the payments come out on the 21st of every month. I looked at him and said well they would not cancel you if the money was there. Of course I had to ask more questions because DH would never question his son. I said the 21st (of May) was a Saturday so your payment would have come out on the Monday which was the 23rd, were funds in your account on the 23rd? Skid then tells us that he noticed that they didn't take the funds out by the 21st so he spent the money over the weekend. Really? How stupid can you get?

Last October insurance payments and cell phone bills were finally transferred to come out of skid's own account instead of ours. His very first insurance payment he bounced and Daddy straighten everything up with the insurance company. However out here 2 non-payments and you get cancelled. Which means when you go to look for insurance some companies might not insure you and the ones that will insure you will charge you more. This was explained to skid last year.

Skid does not seem too upset or worried about this news... why because Super Daddy will come to the rescue and will enable me not to be a responsible adult! DH grabs the letter and tells skid he will take care of it. Skid just says ok, I am going home to bed because I am tired. Obviously skid does not seemed bothered by it, why should someone else care more to fix his life problems than he does. It annoys the shit out of me.

DH plans on fixing it for this son the very next day. I asked why can't skid fix it himself since he is 21 years old? Or at least make the calls with you? He tells me he does not have time for that since there is only one more business day before we leave on vacation. I remind him that the letter gives 15 days notice from the date that it was picked up so it can be dealt with when we return. When asked how it is going to be dealt with, DH is going to have the money come out of his account (not sure if it is his old account that has a zero balance or if it is our joint account) and then his son would pay him monthly (which he rarely ever did when it was set up that way before). I disagree with this and told him so, I understand helping him but not enabling him. But he pretty much shut down any conversation about it and said he was going to do whatever he wanted.

This is not the way the counselor that we saw in April suggested for him to handle things. I was told I should compromise more (hence trying to be understanding about helping skid with the insurance even if we lent him money), DH was told he needs to communicate these things with me not lie or keep secrets and to help his son grow in to a man.

So far it has been a week, DH has not brought up anything about how it was handled. I see a charge from the insurance company for $381 dollars which my guess it for the first 2 months (same insurance company that sent the cancellation letter), but i wonder what account the monthly payments are coming out of and if a payment arrangement has been made with skid.

Do I bother asking? If DH set it up to come out of our joint account the payment will not go through because last fall when skid arranged it to come out of his account I put a stop payment against any payments from that insurance company which is in effect for one year plus a day which DH saw that last fall but would never realize that it would still be in effect.

Part of me thinks I should not mention any of it since he does not believe in discussing matter with his wife.