BS26, my middle child, is a really nice young man. Served his country, went to war, received Honorable Discharge with various awards and completed his 8 year contract with the US ARMY.
Very respectful young man, never been in trouble with the law, doesn't do drugs, isn't a big drinker. Works 6 days a week, sometimes 12 hour days. Doesn't make a lot of money because he gets paid by the job and not the hour. He installs satellite dishes for a cable company. He took his civil service test and is praying he gets a job as a police officer, as that is his career of choice.
HOWEVER….he is the most irresponsible person on Earth when it comes to his finances.
Not sure where he gets it from as I have been a stickler when it comes to paying bills on time and dealing with NEEDS before WANTS my entire life.
Against my better judgement, a few years ago, I co-signed his lease for him when he and his GF decided to move in together. (I know, I know) I made it VERY clear to them, that they were to pay their rent on time and that if that required them to eat Ramen Noodles for weeks on end than that was what had to happen. Apparently, they were doing very well because last year, when the lease was up, I was asked to renew the lease for them.
I did so without hesitation as I had seen that for an entire 2 years, they had paid on time with no problems.

Well, last year, BS26 and GF broke up. So in August, BS26 asked me if he could turn in his apartment and move back home because he couldn't afford the rent on his own. He needed some time to get his shit together, I said ok. I asked about the consequences of breaking the lease, he told me that the management office told him that if he could get someone to take over the lease, pending a credit check, we could terminate the lease and only lose the security deposit as a penalty. Ok, sounds good, right?

WRONG. Last night, I get a letter from a collection agency saying I owe them $4200.00. I had never heard of these people and at first laughed and said "this is a mistake, I don't owe anyone ANY money."
So I google the name of the creditor and lo and behold it was the landlord from my sons old apartment.
I flipped my lid. Keep in mind, I have EXCELLENT credit. I have had good credit since I was 18 years old.

So after I ripped my son a new one, I asked to see the paperwork that the management office gave him that showed the lease was terminated. He couldn't find it. Of course, the idiot doesn't file ANYTHING away. So he went today and got a copy of the paperwork from the management office. After they gave him a copy, he asked them why we would be getting collection letters if CLEARLY they transferred the lease over. The lady had no idea, said someone must have made a mistake and he should call the corporate office. BS26 flipped on them and he was escorted out of the building with security.

Here is where it gets good. So I decided to call myself. The corporate office asks me to send them a copy of the lease transfer. I send it over. They call me back and start asking me who gave me that lease transfer. When? What did they tell me at the management office? It is showing that June and July's rent were never paid. (Lease transfer CLEARLY says it started in August, the young man that took over the lease paid August and a month of security) It stated it on the paperwork. Which means June and July HAD to have already been paid. But BS26 doesn't find the money gram receipts for June and July's rent. He used to keep them in his car, he thinks he tossed them. Fucking moron.

Now I have no idea WTF is going on. I ran my credit report, nothing negative on it YET. But NOW WHAT?!?!?!
DH is PISSED. I am PISSED. But I am pissed at myself more than anything. I have NEVER EVER EVER co-signed ANYTHING for ANYONE and THIS is WHY! Yesterday, the frustration of what my sons are putting me thru made me break down and cry. Like literally SOB.
I know this is going to sound REALLY bad, but if I had known that THIS is what it meant to be a mother, I would have ripped all my insides out and never had ANY. God forgive me, my children have beaten the soul out of me and I don't know why, cause I have been a great mom and I truly don't feel I deserve this bullshit from them. Pity party over...