Should I pay husband's CS?
Hello Everyone
I would like to know if members have a similar situation or to get some advice on what to do.
My husband and I have been together for 4 years and have a 2 year old son. My husband has a child with his ex wife. My step daughter is 9. We have had all kinds of problems with his ex wife, but now it has become quite a fight.
My husband is working without being paid (government shutdown) and will not be able to pay his next round of CS. I know his divorce cleaned him out and he has struggled to clean up his finances and finally reach a stable position. He didn't have much savings and the past month has wiped out what little savings he had. His money issues are not actually my concern because I have a good job and enough savings as I live quite frugally. We both only pay what we need to our joint expenses. If he doesn't earn an income during this period, I am prepared to pick up all household expenses including his car note because the lack of salary is not his fault. To me this is part of marriage. Where I draw the line is his CS obligation.
If his ex wife was a nicer person and would actually get a job for her lazy ass, I would not mind paying my husband's CS obligation under these circumstances. Afterall, the money is for his daughter. His ex wife is so awful, I don't want anything to do with her, but she keeps inserting herself into our lives trying to control what we do. I hate it! She is demanding he pay her CS because it is her main form of income. She has started telling my husband stories of how his daughter will starve and not be able to go to school because she can't buy groceries and has no gas money unless he pays up. With what? He has no income!
The custody agreement is 50/50. I have told my husband if his daughter is going to "starve" at his ex wife's house, I would be happy for his daughter to live with us until he gets paid. I would be able to feed his daughter and look after her needs. (We don't have a money problem at the moment with only my salary.) It is a compromise I am willing to look at. His daughter will be taken care of, but his ex wife is not my problem. My husband offered his ex this compromise and she said no. She wants the money - even if it is from me. I don't see why this is my problem. His ex wife voted for Trump. His shutdown may get her a wall, but why should it get her access to my money? The shutdown is also the reason her ex can't pay his bills. It is not that he doesn't want to pay her or hasn't offered her an alternative.
What to do? Should I pay her? Or have step daughter live with us because husband can't pay his bills? Or should he dip into his credit card which he finally cleared late last year to shut her up? (If he needs to go the credit card route, I will most likely pay the damn CS to avoid the interest on the card.)
I have not experienced a situation like this before and would like to know what more seasoned stepmoms and stepdads will advise.
Thank you.
I paid it when DH lost his
I paid it when DH lost his job, just to keep the drama at minimum. If she had demanded it, I don’t know if I would have, but she didn’t know he had lost his job. We also had a vested interest in keeping current due to immigration stuff, etc
If he doesn’t pay, it just goes into arrears. She should not be relying on CS as her only income. - No savings at all?
The drama factor is high with
The drama factor is high with his ex wife. I should probably pay it, but it galls me having to hand over my money to her. She is a raging crazy beyotch! She lives off CS and government assistance as she has no job at all. She is a "full time" mother. I don't know what is happening with federal benefits, but I assume she isn't getting it at present.
His ex wife has no savings and never has spare money for any incidentals, even with CS. My husand's savings have been wiped out too.
Dont you worry. Government
Dont you worry. Government workers are furloughed or working with no pay but rest assured people still get their food stamps!
That's the democrats for you making sure they still get their votes.
I don't know about where you
I don't know about where you live, but SNAP is no longer being funded. February's benefits were doled out in mid-January, and now no more until the government reopens.
They did give out snap early
They did give out snap early for Feb but Im sure this will be cleared up for the next benefit date. I would hope so!
They didnt pay out govt workers early.
Have him get a payday loan
I hear banks are waving their pens for 0 percent interest payday loans at furloughed workers (of course in the hopes they will pay interest when they get all their back pay and not pay the loan back right away)
He doesn't need a loan at the
He doesn't need a loan at the moment. Or we don't. He isn't furloughed, he is working. The last of his saving is paying for the gas in his car.
I don't want him to go into extra unnecessary debt after he managed to breakeven after paying off his credit card and being financially responsible. This is a setback. A huge one. It is only the CS and if I must, I will pay it, but I hate the damn idea of paying her.
He does need a loan. He can’t
He does need a loan. He can’t afford all his bills. CS being one of them. If you weren’t in the picture what would he do?
At first I was “heck no”! But after reading the thread I would either give him an interest free personal loan, or send him to a bank to get one. Either way the CS would not be paid by me.
on the other hand, my DHs agreement says CS is recalculated if his income changes through no fault of his own. So technically.. he could stand his ground. But his daughter would suffer. What’s more important? Sticking it to BM or making sure his kid is provided for?
You’re idea of course, a mother would say no to, The father should get a loan before the BM loses custody.
I was thinking the same thing
I was thinking the same thing, pay the CS under the agreement that every penny would be paid back interest free.
Do not pay the ex wife
By offering for the SD to live with you, you have called her bluff. Not only is SD not your kid, the bitch ex is not your problem. I'd see my DH's ex live under a bridge before I'd give her a dime or allow DH to give her any more than the amount per the marital settlement agreement. Sorry but you would be a sucker to do that. Just say no - why should one person who works hard and did everything right with regard to financial management, have to pick up the slack for some lazy POS who did not?! I make approximately 7 times what DH's ex bitch makes due to my own hard work, discipline and excellent choices. Just because she chose to waste the masters degree DH paid for, does not mean anyone else should live with her poor choices. DON"T PAY!!
I fully understand how you
I fully understand how you feel, because I feel the same way about ex wife. She is the most difficult, lazy, horrible person I know. I thought offering to have stepdaughter (SD?) live with us would solve part of the problem. My husband would still owe her money, but he would pay her when he got paid. No! It angers me that he works so she doesn't have to, or feel any of the consequences he has with finding a way to make ends meet now.
I would pay the bare minium
I would pay the bare minium CS that he has to pay and absolutely no extra's.
I would do this because I would not want DH to get into more trouble with not paying CS and it causing him more financial/court troubles. And maybe come up with a plan for DH payback the savings used at a later date when can afford to.
Sorry your husband is being effected by the government shutdown.
Right, this is why I did it.
Right, this is why I did it. For DH, not for BM. He lost his job through no fault of his own.
Thank you to you and tog
Thank you to you and tog redux for a different view on making this bitter pill swallowable. It can help if I look at it as helping my husband and not the gorgon he divorced. I still hate it! It makes me feel powerless and frustrated, which is exactly how my husband feels at the moment.
Yes, I feel powerless and
Yes, I feel powerless and frustrated much of the time when it comes to BM and SS19. DH and I being a team is what has made it worthwhile for me to stay in my situation. As long as he doesn't cause the issues with BM, I'm willing to help him out.
I would not pay it.
I would not pay it.
I have paid the ex’s alimony
I have paid the ex’s alimony a couple of times when DH couldn’t swing it. It stings, for sure. But he is my partner and I feel like that is part of marriage. Good luck to you guys.
This would be hard to
This would be hard to pysically do just becasue of my level of hate of BM, however, I would do it. For 2 reasons:
1) I wouldn't want DH to get in any trouble or have back payments or arrearages over something he had no control over and it was no fault of his own.
2) CS is for the child. Not BM. As long as I could keep telling myself that, I think it would help. Remember that even the roof over Skids heads is for them, so you can't calculate out what goes where in BM's checking account.
DH us working. He's not
DH is working. He's not getting paid right now, but he will get paid (hopefully soon) when this madness is over. In this situation I'd lend him the money and have him repay me when the pay comes through.
If me I would pay the CS for
If me I would pay the CS for my DH.
There is still a valid CS order. Your Dh is still working and he will be paid in full when our 'leaders' come to their senses. Whatever you float your Dh is a short term interest free loan. Period. Regardless of how much you dislike the BM, simply offering a side deal to take the kiddo in fulltime until the shutdown is over does not wipe away your Dh's previous financial CS order. You're letting your personal feelings towards BM get in your way.
Just as your mortgage payment, your Dh's car loan and any of his other obligations... none of it stops just because your DH is temporarily getting zip on his paycheck. I suppose it's really up to you to decide if your dislike f BM is worth having your DH go into arrears and just have to pay BM even more monthly when his money finally comes through.
In my state one can phone the office and have the payment of CS froze (short term) where the obligation continues (and with interest) but the state won't pursue legally after the non-payer at this time.
The thing is, if he doesn't
The thing is, if he doesn't pay it, it goes into arrears. Then he may have fees and/or penaltiea he has to pay in addition to the arrears. And if him not paying pushes BM into having to get food stamps and/or any other assistance, it could look bad on your DH for not figuring out how to pay it.
Your DH has options. He could not pay and be in arrears and pay the little fee once he is paid again. He could get a payday loan (from somewhere reputable) and pay her CS. He could borrow it from you and you be the first person he pays back. He isn't without options, but none of them are going to make him feel any less embarrassed than he probably already feels.
Whether BM is a bridge troll or not, and whether she works or not, your DH has to pay CS. There is no getting around that unless BM hands over custody. Trust me, I feel your frustration over paying someone who should be able to do for themselves. When your DH isn't getting paid, it affects your household and your child, yet his other child is expected to be taken care of no matter what. It all seems so unfair, especially right now when he's working and just not getting paid.
So if this is a line in the sand for you, then draw it. I personally would lend my DH the money because, if the reverse were to happen, I'd hope he would help me out. However, I could and would not do it month after month. I'm not sure what your DH does for the government, but he may seriously have to think about quitting and going private sector if an equivalent job exists. The reality of this situation is that he needs a paycheck because he has two kids who need him, and he may have to find employment elsewhere, as much as that may suck.
If you do decide to loan him the money (yes, loan, with the stipulation that you are the first person paid back after he gets back pay), make it crystal clear that BM doesn't get another dime from EITHER of you. The Daddy ATM is closed. BM is going to have to figure it out right now because your DH can't. Keep your offer for SD to live with you open if it becomes "too much" for BM to handle. She gets CS because a court said she is owed it. Anything else is a gift, and you are in no financial position to be giving gifts to anyone.
I made a CS payment or two
I made a CS payment or two for my DH when he was between jobs. It was an incredibly bitter pill to swallow, but it was better than allowing it to slip into arrears and jack up our credit.
I wish courts would enforce child support equally, meaning BOTH parents need to be financially responsible for the costs of raising a child. Allowing these women to live off CS and government programs isn't benefiting the kids. They grow up like mine thinking they should be able to live it up without bothering to work for anything.
Just my two cents...
Just my two cents...
Don't look at this as money for BM. It's just another obligation your husband has to pay. Don't think about where it's going. Just pay it.
Do what's good for your marriage, your team. Him laying out more money for interest so you don't have to imagine your money going to BM costs you more. Look strictly at the dollars and cents -- what can you do to keep more money in your pocket? That's what will get you ahead.
We're all victims of politics right now. Don't make yourself a two-time victim by cutting off your nose to spite your face on this money thing.
And most of all, WHEN YOU GO TO THE POLLS NEXT TIME, remember the feeling you have right now knowing YOUR hard-earned cash is going to HIS lazy ex-wife because of politicians using us like pawns. That's where you get your revenge.
(Note I didn't tell you which politicians to blame. That's for you to decide. Just don't let this anger and humiliation go to waste when it's time to cast your vote. Let's make 'em pay.)
There are tons of women
There are tons of women government workers who are not getting paid. Many of those are single mothers who may not even be getting CS. They have to figure out how to survive. BM does too. It’s a horrible situation, but BM is no more special than any other person not getting their money
He can pay her when he gets the money. This is a whole different situation than someone just losing their job.
This might be worth a call to
This might be worth a call to a lawyer. In my state, if a man doesn't pay his child support he can be jailed (even if he has no income with which to pay).
A shutdown is a shutdown. Who
A shutdown is a shutdown. Who the X voted for is irrelevent. DH doesn't get paid... neither does BM. If she can't feed the kid the kid can come stay with daddy where the kid can be fed. He can catch up his CS when he gets paid at the end of the shutdown.
I don't respond well to demands or manipulation attempts.
Pay the CS.Doing so limits
Pay the CS.
Doing so limits the fallout to your home only.
It cuts out BM's ability to bring more drama to your home, this time with the courts and non-payment and arrears and whatever CS agency she is going to cry to.
That peace of mind is worth it.
You do find yourself in a crappy situation and I am sorry for what you and your husband are going through.
You said he diligently paid off his debt and got himself out of hole, he also always pays his CS, so he doesn't sound like a guy who will stiff you on repayment of his CS.
Do this for your DH, help him.
You know the money is not for the gorgon, even if she abuses what is rightfully due to your stepdaughter.
Hugs!
I've always said that even if
I've always said that even if I hit the lottery and we were set for life that I would not give a dime to BM. The fact that she's being that difficult would make me not want to pay it either and thinking about being in that situation makes me upset.
I think I would leave it up to your SO. Let him know that you'd be willing to give or loan the money to him if he wanted it and let him decide. That way your offering to help him out. As much as I wouldn't want to pay CS I also wouldn't want to see SO stressed and dealing with BMs harassment any more than usual.
Here’s the thing. Stop
Here’s the thing. Stop looking at child support as anything more than a bill to be paid. If this was any other bill would you be this worked up about paying? What if it were day care or the kid’s lunch balance?
Issues with how child support is being spent aren’t about money. It’s about the parent receiving it failing to provide care. If the children aren’t being cared for, focus on changing custody not stopping child support. If you’re focus is on how the money is being used she could just as easily tell a judge she could get more. How does giving less benefit the children?
Anyways back to your issue…. Do you have to pay his child support? Legally no but it is still his obligation to pay and who it’s going to doesn’t matter. Him not paying CAN negatively impact him if there is ever a court issue. Then on the same note EVERYONE understands what’s going on right now. Everywhere I look banks, credit cards, and even large company renters are making exceptions understanding they will be paid once the money comes through.
If I were you, I wouldn't pay
If I were you, I wouldn't pay it. Child support is factored off of your DH's income, which is $0 right now (until he gets back pay). I think that if you pay it now, you're setting a precident and involving yourself into the child support equation. I would stay out of that if I were you. Besides, it's child SUPPORT.... to support the CHILD. If that's BM's main source of income, that's on her. Not on you and not on your husband. If they were still married, BM would have to be dealing with no income coming into the home due to the government shut down. You have NOTHING to do with it. I suggest you stay out of it, especially because your BM is high conflict. She'd end up taking you to court eventually and yes, it's going to come up that YOU paid. Forget that noise.
This is something I have seen
This is something I have seen a few times that needs to be corrected:
CS is based off CUMULATIVE income and IMPUTED income. All because an NPC is not getting paid doesn't mean that their CS obligation suddenly drops to zero. Courts look at how much a person has been paid and what they should be worth when calculating CS.
This is how the system tries to limit fraud whereby NCPs can't claim zero income while being paid under the table or through a spouse, or can't take a lower-paying job just to "punish" their ex.
OP's DH is required to pay whatever he is ordered until that order is changed. He could call the CSE office to see what his options are for freezing his payments so that he doesn't end up losing his license or getting throw in jail (which won't happen on someone who is behind one 1 payment). However, even if he went to court to have it lowered, the court would look at what he is capable of making and use that as their new CS amount.
There is no getting out of paying CS even without a job or income. The courts will almost always impute income at FT minimum wage even if someone isn't working because they CAN work.
I agree that he should be
I agree that he should be calling the CS office and speaking to them about it. Absolutely! I would just keep myself 100% separated from contibuting to the CS. Here, it's not unheard of for Step Parents income to get factored into CS in certain circumstances and once OP offers to help, it may bite her in the butt (no good deed goes unpunished).
Yes, CS is based off of CUMULATIVE income, but there's also extenuating circumstances that cannot be factored in to the initial CS calculations. People get sick, people get laid off, people get put out of work due to government shut downs. It's a tough pill to swallow, but shit happens. BM's going to have to deal with it just as DH is going to have to deal with it. BM has child support obligations to her child as well. If I were in the OP's shoes, there's no way in HELL that I would get myself involved in any CS obligations. They offered a solution, to which BM declined. I'd be calling the CS office, as well as DH's lawyer and have it settled without my income being factored into it. But again, that's just me and what I would do.
And who is going to be paying
And who is going to be paying DH's attorney? And who is going to make up the shortfall of support? Even if BM got a job today, DH will still be entitled to pay, job or not.
Even if DH doesn't pay today, he's going to run up a bill. The support has to come somewhere, and if it comes from the government, they will pass the bill, with interest, along to DH. That's part of the reason why there is interest and fees when you go into arrears - to help offset the cost of the taxpayer to pay for a kid that isn't their financial responsibility.
I'm not saying it's fair or just. I'm not saying it is OP's responsibility to pay CS. What I am saying is that there is no way around DH owing this money, at this rate, to BM. What OP should be concerned about are the ramifications of each choice her DH has to make. It's not as simple as "I don't want to pay CS" if the consequence is going to more shrilling from BM, SD going hungry, CPS getting involved, interest being owed on lapsed CS, attorney fees to fight for lowered CS, etc. The fact that she is married to her DH puts her at risk of a court looking at her to pay CS while his pay is furloughed. CSE can be ruthless and will do everything in their power to get your household to pay if they think your household has a pot to piss in.
How is CS paid?
Is CS paid via a state agency or is it paid directly to her from him?
What happens when the shutdown ends and he gets paid? Will his check automatically be processed for the back child support, meaning that he will have overpaid if you pay this now?
Before I make any moves to pay anything for him I would make sure that any overage would be refunded by the state or the government when he starts being paid again.
Excellent point.
Excellent point. If the CS is automatically drawn from his check, once he gets paid the entire "arrearage" is going to be given to BM in a big juicy check. Unless you can pay it through the system I would be very wary. Even though you can prove payment, you might have to go to court to actually get it back from BM. I am sure there is a way to put funds into the system, like if a paycheck is short for some reason and the NCP has to add $ to make up the difference, but it may take a few phone calls and a bit of timeto get it set up. Until then, BM can just wait. Better safe than sorry.
I agree. Most likey BM will
I agree. Most likey BM will be paid when DH gets paid, unless you do not go through the CS System. The amount will automatically be deducted when he gets paid. Be forewarned, most states do not give back what was paid DH will most likely pay twice if you pay it.
If you pay her now directly
If you pay her now directly as there is no check for CS to be taken out of, the CS office will then take out the CS it did not distribute. BM will get the money twice and there will be little if anything you can do to make her give it back. There are dozens of stories of CS offices collecting and distributing too much money. The CS offices don't give a damn about collecting back from BM if she received too much money.
I am Australian and can not
I am Australian and can not believe a government can just shut down and not pay employees.
Having said that I would pay and get DH to pay you back when he does get paid.
"can not believe a government
"can not believe a government can just shut down and not pay employees."
It's unbelieveable that people are going along with it. I guess they are hoping that it ends soon and things will resume back to normal. As with all dictatorships it takes the cooperation of the people for it to work and unfortunately Americans are sucking it up and going along with the unreasonable demands to work without pay. The alternative is to find a non federal job and lose benefits, pensions, etc. The promise of "security" comes with a high price tag.
I’m aussie too and agree its shocking
I also read that airport traffic controllers can’t even resign, its in their contract even in case of a govt shutdown that they cannot resign and must work without pay
meanwhile president trump and family including ivanka who’s pro supprting working families are living comfortably with all their riches, money etc. Meanwhile everyday hardworking americans have been screwed by president trump chucking a hissy fit tantrum because he didn’t get his way...
this is what happens when idiots vote for an imcompetent bully of a leader not equipped and man enough to run a country properly. Do you think any other senior politicians who were president would be shutting the govt down? Its just political suicide
meanwhile people go into debt but the govt won’t care, they won’t pay these costs
I vote no, do not give BM a
I vote no, do not give BM a cent. You offered arrangements to have your stepchild taken care of but all she is concerned with is the money. She should have other income as well. The child is plenty oldenough for the mom to work while the sd is in school!
Also, I was under the
Also, I was under the impression that 50/50 mean no child support. Is that not how this works?
My attention span is too
My attention span is too short to read all the replies, but why is your DH not filing for a reduction in Child Support due to reduction in income? AND NO, i would never pay it. BM needs to get a job.
I get that you can help DH
I get that you can help DH and it wouldn't be a big ding to you yet this is a classic example of SM riding in on her white horse saving her DH from his self created problems. The man paid child support before you came along, whatever would he do if you weren't there to pay it for him? Would he *gasp* have to tell BM, "Sorry, you'll have to wait until I get paid because I don't have money either." Leave it between the two of them, do not insert yourself into this. BM could always think about getting a job, I mean her kid is 9 and I presume in school for most of the day. It sounds like the CSEA doesn't take it out of his check so he won't get dinged for anything, BM is just gonna have to wait. In the meantime she can stand in the line at the food bank with all the federal employees or maybe go donate some plasma.
Once the shutdown is lifted
Once the shutdown is lifted those who did not receive pay will be paid back wages. DH can catch up his CS then. If she can't feed the kid then BM needs to drop the kid off with daddy. No income is no income. NCPs who lose their jobs go into arrears all of the time. This is nothing new nor is it anything special.
Fortuneately my wife was the CP and we never had to pay the SpermClan. Though we did periodically pay for their half of visitation travel to make sure that SS could continue a relationship with that part of his family.
In the OP's case... I would not pay DH's CS. He can catch it up with the shutdown lifts. This may provide a valuable lesson for BM to get a damned job.