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Marraige a good idea?

Chmmy's picture

I think i ruined a good relationship by getting married and moving in. We fight about money & skids, things we didnt have to fight about when I didnt live here. The skids are ok. Im pretty disengaged so that's working for me but I still need to care for them when DH is working. BM lives to far to help out & they are actually not too bad when their dad isnt around. Once he is home I have to hide/disengage to avoid us fighting over the skids and his awful parenting skills. My kids are grown & moved out so there's no problem there at least. I dont know how those off you with children of your own in the house make it work.

We fight about money too. He makes a lot more than me even before i cut my hours to stay home more. The problem is I cut my hours to take care of his kids. He claims what's his is mine but I feel like Im constantly explaining myself when I spend money. I dont spend that much money on myself but more household expenses but he keeps asking if Im saving anything for Christmas. No!!! Im not saving anything for your kids Christmas. He managed before I moved in. Why should I have to contribute now. He makes 6 figures, im lucky if I make 30,000 this year!

Just venting. Feeling unhappy today

Comments

ndc's picture

How old are the skids?  How much income did you give up to stay home with them?  Who took care of the skids before you cut your hours?  Did you and your husband discuss finances, and what contributions you both would make, before you got married?  Are you watching his kids at his request or because you wanted to be home more?

Chmmy's picture

16, 11 & 10 + one in college. I gave up about half of my income but he pays the household bills, as he did before I moved in with the addition of my car insurance. If anything I contribute to the house by buying groceries and such.  The kids took care of themselves but it was chaos having a teenager get the kids off to school there was yelling, fighting, forgetting things, calling their dad crying. He's thrilled to have my income cut in order to have a "babysitter". Things are less chaotic since Ive moved in. The kids are more well behaved and he is grateful for that. He is grateful for what I add to this house, i just wish he wasnt always asking me what Im doing with the little bit of money I have. Half of it goes to the house and half goes to savings, not the skids. I have to have something for myself if this marraige goes south. I can't guarantee Ill get my income back. I hope i dont regret this in the future

ndc's picture

In that case, I think I'd sit down with DH and tell him how it makes you feel when he is always asking what you're doing with the money.  Tell him when he does that you don't feel like you're in a partnership with him.  Let him know that you gave up a significant amount of your income to make the household run smoothly, and you don't appreciate having to account for everything you spend or save.  And if he doesn't understand or keeps it up, go back to work full time.  I agree that you need to have something for yourself if the marriage goes south.  That's why it's risky for women to stay at home with someone else's kids, reducing their current and quite possibly future income.

mro's picture

Getting the younger kids off to school daily? That's Dad's responsibility.  How did that even work?  High school generally starts earlier.  Sounds like he dumped them off on the older kid and  ow he's dumping them off on you,  unless you agreed to this and he provides complete financial support for you in exchange for assuming role of homemaker.  I'm not saying there would be anything wrong with that if that's what you want and you are provided for including a good insurance policy on him for your and his kids' benefit,  and an IRA for you that he contributes to.

Chmmy's picture

The 19 yr old was home too. They got the little ones off to school. It was only one school year and it was a mess but his job starts early. When I mentioned going back to work I thought he was going to cry. He doesnt want to go back to that life.

Unfortunately while I care for these kids daily I don't love them any more than I do kids I babysit for. Wish I could say love them like my own but I dont. I feel like Im at my nanny job. Its not awful to take care of them, it's just not motherhood.

My kids are in their 20s so I dont have to worry about them much. They are the world's most perfect kids and that makes it harder to step parent for kids who were raised by a crazy woman BM and it affects them and their behavior.

GoingWicked's picture

Have you sat down and talked to your DH about your concerns?   In our marriage I’m the saver and DH is the spender, even though DH makes way more than me, I am on him about his spending.  I do all the budgeting, bill paying, saving etc, otherwise we’d be overdrawn and living on credit cards.  However, I have him approve the budget (which includes play money for each of us) so there is no argument later on.   

marblefawn's picture

I don't get it.

He won't buy them gifts? Or he expects you to get them gifts in addition to what he gets them? Didn't he buy them gifts before you married him? He should buy them gifts as he always did and just add your name to the FROM: line. Does he think your spending is eating all the money he spends on his kids' gifts? 

Now that you're married, he's $30K better off and you are richer by his six figures. How can there possibly be a financial crisis that might cancel Christmas???

Chmmy's picture

Exactly! We kinda keep finaces separate as far as checking accts but the household has more money than before and it doesnt cost an extra $30k for me to live here.

I have my own kids to buy presents for. He has plenty of money. We have a lot of expenses, med bills, school expenses etc but we are not poor

Harry's picture

Take care of SK when DH works, is not Disengaging.  They are DH kids, he is the one who has to make arrangements for there care. You are NOT there caretaker.  Go back to work full time and you will have money.  Because he make lots of money and wants to live in a big expensive house and buy his kids the best toys.  Doesn’t matter to you. Disengagement is not doing anything for SK, not spending your money on SK. Not caring what they do, doesn’t matter if they go to school, or jail, 

Chmmy's picture

I really dont mind getting them off to school but today is a day off school and Im stuck with them til I go to work. I am the nanny here. I treat them like I do the kids I nanny for...I am actually an after school nanny lol. I take care of them & feed them but I try to disengage when it comes to everything else.

I guess he's offended by my disengagement and separate finances. I just opened a bank acct for a sizable amount with my dad of pre-marraige money that I had saved for my kids to go to college. They graduated so now its mine, not the skids college money am I wrong? Makes 6 figures and never saved a dime even when he lived with his mom for 4 yrs. Gave it all to BM & the skids

ESMOD's picture

"Gave it all to BM & the skids"

 

Do you mean voluntarily.. or part of a settlement agreement and CO with his EX?  As in, were the costs court prescribed for the most part?... aside from nominal gifts at holidays etc...?  If it was part of their divorce agreement.. it is not like he really had a super big choice in paying that.. many men end up with a short stick end in these situations.

But... really back to the here and now and your current situation.  You and your DH do have a difference in income currently.. and would have even if you were making 2x what you do now (your prior income).  I am assuming you moved into his home.. and I am assuming the cost of owning that home is probably more than the situation you had before.  Have you thought about sitting down with him and really hashing out the costs?  What is your fair "share" of the household expenses... including groceries.. utilities... etc?  You are one person.. they are 4 so you should theoretically be responsible for 1/5 of the costs.  So, what is that number?  is it more or less than you are spending now from your own funds for groceries etc?  What is the value that is saved by you staying home?  30K... seems to be what you are losing.. could your role with the kids be replaced for less than that?  His kids seem to be old enough to be more self sufficient than they are currently behaving.. perhaps dad should be more demanding of the older kids.. and make them be responsible for their younger sibling?  Maybe even to the tune of a little bit of financial payment to them for doing the responsiblity.. Then you could go back to work.. earn your former amount of pay and then you would contribute your "share" of costs... for things each of you would pay for.. you reimburse him for 1/5 of what he spends.. he reimburses you for 4/5 of what you spend.  Any money over and above that belong to each of you... if you want to buy his kids a present for birthday/christmas.. sure, that would be nice.. but it is not going to count as a gift from HIM.. he needs to buy his kids what HE wants them to have.

I agree with others that think the stepparent staying home and sidetracking their career for the children of the new spouse is a pothole filled road.  In your case, you have no bio kids in the mix.. the kids involved are not very young.. and could certainly be expected to manage on their own.  He just needs to set higher expectations on all of them.. unless there are disabilities that prevent the responsiblity.. he would be doing them a great favor to teach them more responsibility.

Chmmy's picture

He is paying for the house he owns and houses his kids here. If we divorce I walk away amd he keeps the house and everything i put into it as far as decorating & upkeep. If thats not good enough for him, i can stay with my parents, my son or get my own place. I dont plan on putting any more into this home than I already have. We could find somone to watch the kids. The older kids have done enough. The day that the oldest said she couldnt take a class at college because of caring for her brothers is the day we had to stop relying on her.

tog redux's picture

Money is one of the most common reasons that people get divorced, so this is serious.

It's not your job to buy Christmas gifts for the skids, beyond a token gift you might decide to get for them IF YOU WANT. DH generally tells SS that any gifts are from both of us even though he pays for them.  BM lives far away, but she's alive, so is she paying child support?

Since you are truly regretting getting married, it's time to have a serious talk with him about how you are feeling and what you will be doing going forward.  If he values your relationship as more than a nanny, he will listen and be willing to make changes.

Chmmy's picture

BM pays $50 a week. She's worthless and useless. She also bankrupted him when they were married by opening cards without telling him and spending the mortgage money on psychics. It may be why he is so crazy about money. She spent everything they had without paying the bills. He didnt find out til they were almost in foreclosure. He just assumed she could handle the bills.

All gifts to the kids are from both of us as well as other family members. He just wants me to help him save some money for Christmas. He thinks it's going to cost us $5000. I think its unnecessary to spend that much. The kids arent grateful for their gifts but entitled to them. I dont enjoy Christmas with his kids. It disgusts me. My DH doesnt know it yet but I booked a flight to go see my son for 3 days before Christmas. I used points from my credit card so free flight.