O/T Confusing House Listing
I have googled this and asked people and I am still confused. I was looking at a house listing online and the listing says it is a 2 story manufactured home. What does that mean? I mean I hear manufactured home I think trailer but this is 2 stories which makes me think it isn't a trailer but the roofline looks kind of trailer like but it is 2 story. Unfortunately there is only one picture of the interior so I can't tell anything at all about the interior or layout or anything.
Does anyone have any experience with manufactured vs modular vs trailers and the pros/cons of each and ease of securing financing?
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The listing says it is 2800
The listing says it is 2800 sq ft and 2 stories with a full, finished basement. 2 above ground stories or not, I find it very difficult to believe it is truly 2800 sq ft unless they are counting the basement too which I didn't think they were supposed to do. And frankly, if it is truly 2800 sq ft, that is more house than I want.
I suppose it is a good selling tactic to post really confusing listings to get people to call the realtor to ask questions but man that is irritating.
it's not a trailer, it's a
it's not a trailer, it's a modular home.
My friend builds them. Built in modules and then assembled on site. Verry different from a manufactured home.
DH and I looked at one (without realizing it) when we were looking at condos/houses in MedusaTown back when he didn't have custody. Couldn't tell at all. Until our realtor told us - lol!!
but it sounds like they
but it sounds like they really meant to say modular. In our state, you can't count a basement as square footage or a story except under very specific conditions, one of which the house OP is describing would meet.
Well, huh, who would've thunk
Well, huh, who would've thunk it. That would be great for people in Tornado Alley, at least they would have a basement to go to.
^^^ agree on Sq
^^^ agree on Sq footage^^^
When we bought our home it was 1800 sqft, we exposed one side of the basement and put in egress access, when reappraisal was done they noted 2800 Sq ft.
Basement footage in my area counts as Sq ft if it's finished with fire access outside
The listing says it is a walk
The listing says it is a walk out basement.
In the state where OP lives
In the state where OP lives (same as me) you cannot count a basement as a "story" unless it is a walkout and has access, either via daylight windows or a sliding glass door (or as we call them here, doorwalls).
The house she's talking about is not a trailer, it's a modular. They are actually pretty damn nice
GAAAHHHH doorwalls are soooo
GAAAHHHH doorwalls are soooo not a thing!!! lol. Seriously though one of my coworkers is from Sterling Heights and we had a long discussion about doorwalls a couple years ago. No one knew what she was talking about. I get it now but that is just not a term we use here.
I have lived in Michigan off
I have lived in Michigan off and on all my life and doorwall is SOOOOO a thing
weirdo. my family had a
weirdo.
my family had a hard time adjusting when they moved to maine. they were all like "WTF is a 'dooryard'?" there is definitely some differences in terminology when u get up closer to canada.
I know, when DH and I used to
I know, when DH and I used to spend weekends there, our little old lady Dutch neighbor thought I was crazy.
As if "if you ain't Dutch, you ain't much" wasn't bad enough, I was a city girl who said doorwall
well, at least he's much,
well, at least he's much, then
BA HA HA HA HA HA!!!!
BA HA HA HA HA HA!!!!
WTF IS a doorwall???? I think
WTF IS a doorwall????
I think it's what you call someone who's being stupid. "You are such a doorwall!"
porchd*ck. i'd go with that
porchd*ck. i'd go with that one instead. but i guess doorwall could be the G-rated version
That would be awesome,
That would be awesome, wouldn't it? There are several here from Michigan, but I have only met one or two who are close to me in Southeast Michigan
That's where I grew up-I
That's where I grew up-I still live in Oakland County but not in Novi
Actually-I have said this
Actually-I have said this before. I was only pointing out that I don't live in Novi anymore because I could not get out of Novi fast enough when I was younger
OP - have you googled the
OP - have you googled the address to get an image of the property?? That might help you see the exterior...
I will try that. Also, it's
I will try that. Also, it's not far from here so I'm going to do a drive by as soon a I get the motivation to get off my butt.
Probably modular. I
Probably modular. I wouldn't buy one as they have a lousy return on investment in our locale. Maybe where you are is different.
Ok, so I drove by and it
Ok, so I drove by and it looks nice from the outside. The listing said it has an affidavit of title filed. We didn't know what that was so I called the realtor and asked and she said it meant it was on a permanent foundation. Ummmm.....does that mean it's a mobile home? She said it was a manufactured home that is on a permanent foundation and no longer has a title.
I said my concern was that I know some types of manufactured homes depreciate in value and she said she wouldn't think this would depreciate because it has been fully remodeled and put on a permanent foundation.
WTF does that mean? So was it really a trailer on top of a sweetass basement like someone up thread said?
Affidavit of Title is an
Affidavit of Title is an affidavit that states the seller owns the property and has the right to sell it (it has no liens against it or other legal issues).
I think they mean an affidavit of affixation or affixture, which means it's a manufactured home that has been permanently affixed to real estate and is now considered "real property", so no longer has a title (like mobile homes do). But I think it has to be recorded with the register of deeds in that county. That's what I would want to make sure of, that all the paperwork was done correctly.
I don't know about the depreciation, though. I would look into that further.
Yes the realtor apparently
Yes the realtor apparently has decades of experience but she specifically said the affidavit of title means it was fixed on a permanent foundation and there was no longer a title. I'm not sure she is on the up and up.
My dad was a realtor for a few years a few decades ago and he said I should stay away from it. He said it sounds like it is the cheaper kind of manufactured home, basically a double wide trailer on a permanent foundation.
I did like the area it was in though.
My last house was a
My last house was a "manufactured home" on a fixed foundation with a great basement. I didn't understand this until I got divorced and we had the property appraised.
Since my house was actually built essentially in two pieces and assembled on site, it was appraised LESS THAN if it was a "stick" home. I wondered why that appraisal came in less than we purchased the house for 5 years earlier, after I completely finished the basement and added egress windows, built multiple barns, landscaped, in an area where real estate was galloping upwards exponentially. Live and learn.
We ran into a prejudice regarding manufactured homes versus "built-from-sticks-on-premise" homes. I was lucky and still was able to sell it since it was a great house, great horse property and had a great location.