I used to be married. I owened a house with my ExH...we divorced and it took him about 3 years to get the house shit together (getting my name off the loan, etc)...it was a long, long process. During part of that time, I was with my now DH. He assisted me in getting my lazy exH moving with the house crap. Finally, a year or so ago, it was taken care of..
Fast Forward...
My DH and I are buying a home for ourselves - the one we live in now is in his name and is very small. About 2 months ago, we get preapproved and everything is great, until it wasn't. I get a call from the lender that there is a loan on our credit report for a house. I immediately, get pissed and think: CRAP! It's from me and my exH...

Nope, it's from DH and his redonkulous exwife (BM1). I call DH and he explains that he thought it was taken care of and he will contact her. Fine. I trust he will do the right thing. Well, here is the deal: She owns a manufactured house (this house is the one on the loan) and uses this shed as a place to run her business out of...She claims that because it is a manufactured home not on permanent land (IDK about this manufactured house crap, but BM1's in on her uncle's land and not permanent) she cannot find someone to refinance her home loan. So she says she is stuck.

BM1 actually lives with her weird boyfriend in his new house - FYI, he didn't put her on that loan, the boyfriend - and that's where she stays with my SD. Good for them.

Here is the problem: My DH seems okay with being on this f'ing loan. He had BM1 send over legal documents stating he is not responsible for the loan, because it was in their divorce decree and it is her property. I am not okay with this, it's on his CREDIT REPORT. I don't give a crap if she can't get a house loan, get a personal loan - she owes less than $20,000 on it...so go get your lazy ass out there and get the loan lady. Grow up.

DH and I got into an argument about it because DH started defending her. "BM1 has good credit, pays more than the min due and is only helping my credit score. It isn't affecting our abilitiy to get a house loan of our own. The legal documents prove I am not responsible (remember the loan is on his credit report) and I don't think it's fair to have her get a riduculous high interest personal loan.."

YOU DON'T THINK IT'S FAIR FOR HER TO GET HER SHIT TOGETHER?! I don't think it's fair to have anything to do with this clown lady...I don't want to be tied in ANY f'ing way (beyond their child) to this crazy bitch. If his SD lived in the hosue on the loan, then yeah, let's make sure she has a place to live, but come on, BM1 is using it for her BUSINESS...he get's irate if I even bring it up (I will ask, did you show her their are personal loans out there she can go get for the tin house she is using as a business????)

Am I being mean here, I am pissed....I am almost tempted to send her information on personal loans...because she would if it was me, she is ALWAYS in my business. UGH!