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Home Buying is just too stressful for me!

geegeeblue's picture

Just finished signing the contract for an offer on a home then cried quietly to myself afterwards. I'm pregnant with our second child and I feel like I shouldn't let this stress me so much. Home searching has been so stressful on me that find myself puking and losing sleep. I thought it was supposed to be fun and even romantic.
DH has been rushing me to choose a home because he says the market is just rising and homes are selling fast. I feel like he put so much pressure on me to settle for something already.
He scheduled a tour of a home that's pretty close to our current residence. I had tried avoiding choosing potential homes closeby because I was hoping to move a bit away from skid and her bio-mom... and I was also looking forward to a refreshing new start and moving to the next town (close to DH's job.)
But financially and aesthetically, I ended up liking this home (as I had dreaded.) Now we are going to live a bit closer to skid.
Skid is already claiming the room with an ugly mural in it. Although DH and I want to repaint the entire house, he said she can keep the mural because it'll be her room.
First off, she only comes over every couple of weeks so I don't think she should be entitled to really dress the room as she chooses. I was mentally settling on having it as a "guest room" and she would sleep and keep her belongings there. But there would definitely not be an ugly mural and girly furniture there. She lives with her mom 95% of the time and has her own room at mom's house.
With that said, I'm also stressed wondering if she will be spending more time in the house now that we are moving a tad bit closer and our new home will be bigger. It's just a 50/50 possibility though since we already live closeby and she has visited less and less over the past year.
And like I said previously, I also feel crushed we are staying in the same area. The plan was to move into the next town and I was hoping start a new life with new people. I'm really mentally tired of the location and people of where I currently live. I never had plans to stay here but DH's job also takes good care of us so it would be very risky financially to start a new life elsewhere (different state.) I feel like we've been stuck here all because DH always wanted to be near SD and I feel resentment about that.
I don't know what to do except make peace with what is to come.

Comments

LikeMinded's picture

Ugh, it is really uncool when your spouse pressuures you to make life-changing decisions when you're pregnant.

If you just made the offer today, it's not set in stone, you can still back out.

I would recommend that, because your hormons are telling you to go along with DH because you need to feel protected by him right now. But it doesn't sound like you're going to be happy with this long term.

The interest rates are going up so slightly that it's not going to make a significant change on your payments... even if you wait until next year to buy. Just have someone do the math, like the loan agent, and you'll see, it's nothing to make you rush into anything.

Also, he shouldn't force you to move while pregnant. I've done that and it's hugely stressful--and having a healthy pregnancy and taking the baby to term is more important than avoiding higher interest rates IMHO.

Back out if you can. You are in no position to think clearly and this is a huge decision that will affect you for years.

lintini's picture

We've been talking about moving too and I am pregnant. We want to move up north a few hours and we will be on average 1 hour away from SS instead of 3 hours.

We're going to look at some houses next weekend in fact.

Why did you settle on the house that you didn't want? DH should not be pressuring you, I was crying just thinking about moving away from my family and we hadn't even gotten preapproved yet, so I know what these hormones are doing to my mind.

I was up front with DH, even though SS is 14 and will be in college in 4 years, I need a minimum 45 hour buffer zone so it's just far enough that BM wouldn't just stop by like she did with DH lived 20min from her. But in our case of living 3 hours away, 45min away would be amazing.

This move will still suck if we do it because DH will still spend his 4 day work week at the same office 3 hours ish away until a transfer comes out, and we're hoping he gets it in the next quarter, so July.

geegeeblue's picture

DH just kept trying to speed up the process and he would get an attitude with me telling me there's no time to ponder. Some houses were sold in a matter of 24 hours after being listed so that also supported his theory. He just would get cranky and say I dont like anything, I'm too picky, and that I just like "dirt" (in reference to me favoring a yard for the kids and Non-HOA homes.) The past two days touring four homes, he confronts me in front of the realtor and says "so what you think? We need to act fast. This home is not going to be here tomorrow- this is going to be gone!" Pushing me to give in and answer "yes" right there and then.
Just felt very awkward. I feel like I'm signing my soul away every time I go along with major decisions that relate to staying in this town or around skid. The first time was when he chose the apartment near his daughter. The second when he established his business here. And now the third is this house. It's just planting us down further even though he keeps telling me we can move anywhere I want.
I know he's just saying that but he really doesn't mean it- it just makes him look good. He's relying on the idea that I don't have the guts to pack up because his job "saves us." If we were to leave from his job we could find ourselves in a tough situation. But he's the one who has us situated here in the first place for trying to stay near his daughter. He says he doesn't understand why I don't like this city- "everyone wants to live here." I'm so tired of being a puppet.

geegeeblue's picture

Now I don't know how I'm going to back out of this offer and explain to my realtor I changed my mind. I signed documents proposing the offer which I really think is going to get approved. I don't know how this process works. And DH blew up at me and said that if I don't like the house then I should go tell the realtor to forget it. This is so embarrassing!

notsurehowtodeal's picture

It is way better to be embarrassed in front of the Realtor than stuck living in a house and town that you don't like for the foreseeable future. The quicker you withdraw your offer the better. If you have only made an offer, but not actually signed the contract, it should be fairly easy to do.

You are not the only customer to change her mind about a house. Your Realtor should not make you feel bad. If they do, find a new Realtor.

Listen to your gut. You know what you need in a house, don't settle for anything less. I totally agree on a big yard and no HOA!

SMto2's picture

Unless it's a full-price offer or close to it, it's unlikely to be accepted. If it's not, then you can talk to your DH about your concerns to decide if you even want to counter. Sounds like you're not on the same page with where you want to be and should be before you go any further.

SMto2's picture

Unless it's a full-price offer or close to it, it's unlikely to be accepted. If it's not, then you can talk to your DH about your concerns to decide if you even want to counter. Sounds like you're not on the same page with where you want to be and should be before you go any further.

SMto2's picture

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