SD passed her test and she's off driving our car. UGH
So DH just called and said SD passed her road test. He said the BF was waiting for her at a gas station a few miles from our house because they were going to go to neighbor town to walk the gorges (in the rain) so DH let her take the car (that he is supposedly giving her) to go meet him. He told her she can drive to the hotel tonight, then drive it to work in the morning and then after that she is only allowed to drive it to work or MILs and that's it..."no galavanting" Yeah.... OK DH!
I asked him about insurance. He reminded me that his Sheriff buddy never put his kids on his insurance and they drove for 2 years like that, but he's just not sure what he wants to do yet. I told him he needs to transfer the car to her name and she needs to get her own insurance ASAP. He said, yeah we'll figure it out in the next week or so. Yeah...OK DH!
I swear to all of you right now, if she gets a ticket or gets into an accident and we get dinged on our insurance I'm going to flip my fucking proverbial shit like DH has never seen. He has had ample time to think about this and "figure it out" What the fuck is the matter with men?????
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I don't know.. he was not all
I don't know.. he was not all gushy at all. He actually said the road test was a joke. He said they drove down the road, did a K turn, parallel parked and that was it. Rather scary!
I swear he said that BF and dad are going back tomorrow??? But he told me last week they were going to be here for a week??! Now I'm starting to get panicky, that she is going to stay!!!! UGH!
and yes, she will screw him over, she's already done it 1.5 kajillion times.. but he keeps leaving himself wide open for continued screwing. :?
LOL why did she wait so long
LOL why did she wait so long to get her license?
She moved to Aunt J state
She moved to Aunt J state when she was 16. She had her permit in our state. I guess in Aunt J state, she didn't drive much, because the traffic was terrible and she was scared. Also I guess if you are under 18 and/or a new driver you have to take some $500.00 driver safety course? So she didn't want to do that. She wanted to take her road test last summer when she was back in our state, but she fucked up and didn't schedule it in time and couldn't get in.
So here she is, 19 and just getting her license. She's such an overachiever, that one!
Does she even have the
Does she even have the experience to be doing all of this driving all of the sudden?
Nope. DH even said so
Nope. DH even said so himself. Aunt J said so.. but whatever.
OH lord and I bet she will
OH lord and I bet she will ask daddy to pay for her insurance? Is your DH giving her that car?
Don't know.. that WAS the
Don't know.. that WAS the plan, but just last week, DH was wavering saying that he wasn't sure he wanted to give her a car... because he's not sure she actually NEEDS one and it would just be added expense for her and added headache for him when she's whining because it broke down or whatever.
I wouldn't let her drive an
I wouldn't let her drive an inch without insurance. That's really stupid. If she wrecks into someone, who does he think it going to be paying for the other person's damages?
We've already had this
We've already had this discussion. Aunt J said she was going to have the discussion with him as well. But apparently what his sheriff buddy told him, has more weight, than anything I say or care about.
Does your DH pay for you and
Does your DH pay for you and his car insurance?
We have all of our vehicles
We have all of our vehicles on one policy, so I can't cancel the policy as we have 3 other cars on there. and the vehicle she is driving is currently registered and titled to us. I can't just drop insurance on it. Not in my state, they'd be all over us like white on rice.
Man, I really hope she
Man, I really hope she doesn't injure someone.
That can get into the tens of thousands and if there's no insurance they can come after your house and income.
You should do some research into what it means to not be insured. Does your state not require insurance? Print out everything, high light it and have him read it. THEN if he refuses to do anything you make it crystal clear that you are not going to pay one cent for any damages that may come. And that includes increases to your insurance for anything.
Already did all of this
Already did all of this months ago when he was talking about all of this. Printed the LIVE FUCKING chat that I had with our insurance company out and gave it to him. Technically, according to our previous insurance company, Progressive (we switched in April to NY Central Mutual because our broker person got us a better rate) even though she was only a permitted driver AND living in another state, we should have had her listed as a driver on our insurance, because she would have the ability to drive someone else's car and possibly get into an accident and or cause damages/harm.
That's a good idea. maybe
That's a good idea. maybe that's what I'll do. I'll print out all the DMV paperwork, have him sign it and tell him to have her get her own insurance, and get her ass to the DMV and take care of it. No driving the car until it's done. That will be her motivation.
Doesn't your state have "new
Doesn't your state have "new driver restrictions" like mine does? In our state, even 18-year-olds with a brand new license have to abide by the rule that for 180 after receiving a probationary license (1st time as a licensed driver), the person cannot drive with anyone else in the car except parents/siblings/immediate family; they also have restricted driving hours. Ours is CLEARLY stated on our BMV website. If they are caught breaking this rule, the probationary license WILL be suspended. I had to hammer my DS into the ground because he thought he was above those rules... so *I* suspended his license and put his car up on blocks.
This is it. Nothing about
This is it. Nothing about driving with people or restricted hours. (is she was under 18, then she would have those restrictions, but because she's 19.. this is it.
A driver who takes a road test to get a new driver license or to restore a revoked driver license must serve a six-month probationary period. This period begins on the date you pass the road test.
Your driver license will be suspended for 60 days if you are convicted of any the following
•speeding
•participating in a speed contest;
•reckless driving;
•following too closely
•use of a mobile telephone
•use of a portable electronic device, for example a smart phone tablet, GPS or MP3 player
•any two other moving violations.
Oh, I thought she was only
Oh, I thought she was only 18. My bad.
but keeping your nose clean for 6 months, especially considering #1 and #5/6..... yikes.
If he is not concerned about
If he is not concerned about her driving without insurance, he needs to just sign the car over to her, making it her responsibility, and you can remove that car from your insurance policy. At least that way, you will not take a financial hit when she does something stupid (or lets her BF drive it and he does something stupid).
Honestly, I can't believe your husband is so ignorant and irresponsible. I don't give a rats ass what his sheriff buddy did, he got lucky.
OMG, I know I am late to the
OMG, I know I am late to the game on this. Please beat your DH over the head with a bat. My SD got her license and was driving our car. We were giving it to her for college and hadn't transferred into her name. DH said she's responsible and a good driver, SD wrecked the car and damn near killed the other driver. We were sued for almost $5 million, thank God, we had good insurance and it was settled out of court. We could have lost everything, including our home, over this self en-titled idiot.
small flickering light at the
small flickering light at the end of the tunnel Daizy -
she will be leaving soon with BF.... and not staying the whole summer }:)
Just make sure the Title is on her name within the next couple off days.... even if you have to get DH drunk to sign it over to her name.....
Don't just give her the
Don't just give her the title. March her down to the County Tax office and pay the fee to transfer the title to her name. Witness that activity... don't trust that she will do it otherwise. Once it is transferred.... then she is on the hook for insurance.
I had to force this issue when my SIL (we had guardianship of her for a year until she turned 18) decided to head home to SpermLand to procreate out of wedlock with her then BF. We flew my MIL in to drive from Tx to SpermLand with SIL. There was some tension at the time and they got snippy with me over the title thing... I informed them that they were driving that car all the way back to SPermLand if I had to run behind them and kick them in the ass the whole way. My bride loaded the two of them up, headed to the tax office, and got the title transferred. While she was doing that I got new tires put on the Jeep, had a full cooling system and brake service done, and did some minor engine repairs in the drive way.
We bought that car for her to use when she came to live with us at 17 while we paid for her college costs. We were trying to break the cycle of unwed underage motherhood and hand to mouth subsistence in my wife's family. Sadly.... we failed.
But... we for damned sure were not going to let her run amok with a car that was in our name once she left.
Don't risk it.
OMG Daize, I'd be scared to
OMG Daize, I'd be scared to death! Especially in sue-happy NYS! She needs to have her own car pronto (hopefully a beater or hooptdy--nice old station wagon would be perfect)