Do I have the right to question a $1300 loan to FH Oldes Son 24yr old AS I hand him the money?
FH has an Older Son 24 years old (with his wacked out BM that hasn't seen SD15 and SS14 in 4 years) that lives in his own apartment that daddy dearest had to co-sign on because mommy dearest ruined OS24 credit. OS24 is also the proud owner of a GED. Not very motivated. Has one job that is based on commission. No one is buying right now. So he can't pay his bills for this month. OS24 ALSO has a GF that practically lives with him. In other words they are playing house.
FH is out of town and he got a call from OS24. Asking him if he could borrow money because he is short on cash to pay the bills. Okay, when FH told me I was thinking maybe, the most, $600. I asked FH and he said that he didn't go into details with OS24 but one thing was for sure that he was going to have a talk with OS24 in regards to getting a second job AND that OS24 was going to pay back the money. It is not the first time OS24 borrows money. Slow to pay back but pays back.
OS24 also has a GF now. We know they are playing house. He is always with her and she for sure always spends the weekends there. Back in June his GF had to loan her car to her parents because their vehicle broke down so she was staying with OS24 to get a ride to work. Playing house.....
Yesterday, OS24 sends me a text asking me when FH was coming back home. I told him sometime next week. I thought he was texting because SD15 and SS14 wanted to come home. (They are staying at a friends house and thought I was still away with FH until OS24 blew my cover) I asked if skids were asking and he said no. I then remembered about him needing money. I texted him back asking if he was wondering about his dad because of the conversation they had. He came back with yes. He needs the money this Friday. I was talking to my FSIL and I told her I didn't want to guess how much he was wanting. She said $1000. OS24 finally texts saying he needs $1300! What...
What bills are we giving him money for!?! I called FH and told him the amount. He wasn't too happy to hear that BUT he told OS24 that he was going to loan him money. FH told me that he was going to tax OS24. So not happening! I told him that he needs to quit taking that GF of his out all the time and spending money he doesn't have.
FH said that he is going to have a talk with OS24. If he finds out that GF is spending a good amount of time at the apartment that SHE needs to kick in for the bills. Also, FH thinks that OS24 just lets things go and waits to the last minute. You think, FH? I'd like to see how the conversation about OS24 GF kicking in money is going to go. Wish I was fly.
I want to know what the hell is the $1300 that I am going to be handing over to him for. Do I have the right to ask? FH wants me to tell OS24 that he hopes he appreciates what he/we are doing for him by loaning him that money. Its money that we really don't have to be loaning since we have bills to pay and company payroll to cover. I prefer getting the house key back from OS24............
Are your finances joint, or
Are your finances joint, or is the money coming out of DH's money alone?
I tell FH that he needs to
I tell FH that he needs to stop loaning OS24 money. He is setting himself up with SD15 and SS14. If daddy gave big brother money, he can give us money too as adults! But most importantly, he is setting himself up with OS24 relying on him for money ALL the time well into adulthood. OS24 needs to do something with his life. Get a better paying job or a second job. Quit buying $700 guns and going to the shooting range. Quit taking your GF out for some time. Cut the f back on your spending!
For Storm: FH owns his own business with me running the office. (I should be working right now but my boss is out of town. ha) FH makes the money and I take care of paying all bills/vendors. I have full access to all checking accounts.
If you are going to do this.
If you are going to do this. I recommend you make the checks directly to the bills payee and not SS. He may have inflated the amount for some spending money.
Also, it is not a loan...If you look at it that way, then you are going to resent him when he doesn't pay you back.
Also, DH should talk to him about getting a better job....
Again one more reason I am glad that my money is mine and his is his....Make life so much easier.
Good idea Jsmom! I'm going to
Good idea Jsmom! I'm going to run that by FH. I'll be damned if he does not go for that.