I Can't Take Anymore....

DH and I have been trying to get a house for well over 5 months now. The first house: denied for mortgage loan. Second house: flooded the day after we looked at it. And the third house that we just got an answer on yesterday: denied the loan. Why? Because my credit score is 655 and my debt to income ratio is apparently not good enough. DH can't go on it because he and BM claimed bankruptcy less then 5 years ago. We have 4 weeks to get out of our apartment and find a new place. If that wasn't enough, I got another 80 lb bag of shit dropped on me.
First, my mum calls. She's upset. Well, my sister, who is only 28 years old, has cancer. It is in her uterus, they are going to try different treatments but more than likely she will end up unable to have any more children. The one thing she always wanted. She has 1 son, who is 12, but she always wanted more. Her husband wants more. And now they may not be able to have any. While I sat and cried myself to sleep last night I asked myself why I couldn't have been the one to get it, I am pretty sure I do not want children and it would not have mattered to have my uterus removed. But no it had to happen to her.

Second, both my car and DH's truck got f'ed up thanks to a crater (pothole) in our street, the repairs for both total over $8000.00, we don't have that kind of money and insurance is already covering the other half.

So here I sit, about to be homeless. Carless. And pleading for my sister's wellbeing. I am on the verge of a breakdown. A customer that came in early today told me she could see the sadness in my eyes and asked me if I was ok. I lied and told her yes. I'm not. I am so far from being ok I don't know what to do next. I am halfway expecting the building to collapse around me. I don't know where to go from here. I could just collapse and bawl, but I am trying to maintain some composure here at work, when all I feel like doing is curling up in a blanket and crying. I don't know how much more I can take before I officially hit rockbottom. I'm having a hell of a time functioning today. I don't know what to do. That's all I can seem to say and think, I don't know what to do. I want to take the cancer from my sister, I want to get a house so we aren't paying 600-700 in rent when we could own a place for the same but no one will give me the chance...All I know is, right now my life is worth nothing more than a piece of dirt...

Fading's blog
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Hi there Fading… I’m so

Hi there Fading…

I’m so sorry for all of this piling up on you at once… the car thing alone would have me in a ball on the floor looking for my woobie (security blanket for those of you too young to remember “Mr. Mom”!).

My only advice to you (as someone who’s swam through the shit river quite a few times and always managed to come out clean on the other side) is to give it up to whatever powers you believe in and have faith that things work out in the end. I firmly believe that everything happens for a reason… good and bad… and believe down to the tips of your toes that your life is GOLDEN… it’s the only one you got baby girl so start lovin it up no matter what curve balls get tossed your way!

You need some LAUGHS today… (TheWife… I’m lookin at you for help here!)
It’s St.Pats for chripes sakes… scrape up some coin and go have a green beer or two at your local pub and put some clovers in your hair! It’s the Irish way to revel in misery! Here’s an old Irish family ditty from my soul to yours… chin up pretty lady.
*sings*
Ooooooooh… Weeeeeeeee….
Drink n’ we fight…
And we fight n’ we drink!

And we drink n’ we fight…
And we fight n’ we drink!

Fading, I'm so sorry to hear

Fading, I'm so sorry to hear all of this ((((hugs)))))

I know it's very hard to see the positives in a horrible and terribly sad situation, but sometimes it's the only thing a person can hold on to.

The house situation, are you guys able to stay with someone if you don't find a house before 4weeks? I know closing usually takes some time (30days here), so even if you did find a house today, you would still need to stay with someone until you could actually move in. So if you would be doing this anyways, look at this as a good thing. What if these houses were denied for a reason beyond your debt to income ratio...what if these houses were denied b/c in the long run these wouldn't be the best houses for you and DH. Take the flooded house for example...imagine being approved for that house, moving in, and as soon as you get things settled, that was when it flooded. Thank goodness that didn't happen, you could've lost alot of personal items in the house as well from the flood damage.

It's terrible news about your sister, I'm so sorry to hear this...especially given her young age. I can understand the longing for more children. But I bet everyone feels very lucky and thankful in the fact that she will survive this.

As for the car damage...$8k seems quite expensive for damage from a pothole...what was the damage? Have you checked around for different quotes?
Also, if you're staying with someone while waiting for the home of your dreams..(ok, well close enough to it) ;), this is an opportunity to save up some money to go towards the repairs.

Fading, I'm deeply sorry for everything that's on your plate right now. ((((BIG HUGE HUGS)))))) I wish I were there to give you a real one!

______________________________________
“Got Boundaries?” ~BitchBitchBarbie~
http://www.youtube.com/watch?v=Dmbz8LpQry0

The 'pothole' was more like

The 'pothole' was more like the Grand Canyon. We both hit it at different times and it really screwed up the frame and a bunch of other things I can't really explain because I am not a car whiz (that's DH). But we made sure the city knew about it and now it's been fixed. But the neighbor's car got screwed up really bad too.

~*Fading*~
::*(\_(\
*: (=’:’ ):*
•..(,(”)(”)¤°.¸¸.•´¯`»

I am not sure how many

I am not sure how many laughs I can get out of this...

I know things look down, but we all know that after the rain, the sun shines again... Always, it's one of the guaranteed things we have in life. Until the sun blows up, anyway, but they say we got about 2 billion years for THAT...

Here is my bit of funny, an "Irish Prayer" (using the term loosely).

"Happy St. Patricks day! Here's to praying you're in Heaven half an hour before the devil knows you're dead!"

I know it seems bad, but really, don't worry. Things WILL work out, everything in life has a way of fixing itself.

And if it doesn't, we will all be dead in 2012 anyway so don't even sweat getting a house...

____________________________________________________________________

Rome wasn't built in a day, and my marriage won't be either.

Fading, just wanted to send

Fading, just wanted to send some ((((hugs)))) your way.

Just wanted to say I'm so

Just wanted to say I'm so sorry about everything you're going through! Do your best to keep hanging in there!!!!

If it was a public road that

If it was a public road that damaged at least 3 vehicles through lack of repairs, can you not claim the money back from whatever organisation has the responsibility for maintaining it? Probably esecially helpful if you can show they were informed of the crater before any of the incidents.

I know how you feel abotu your sister - when my brother had a tumour at 17 I just wished it had happened to me and not him - thankfully he made a full recovery & has now been clear for about 12 years. She has the option of freezing eggs for a potential surrogate in the future, and remember that it has been proven that prayer helps people recover, so I'll be including her in mine x

"God never gives us more than we can cope with, I just wish he didn't have such faith in me!"