I have been married for 12 years, my husband has 3 children from a previous marriage.  The middle child has lived with us for 2 years now, husband has soul custody of her and she is 16 years old. I love all of them like my own, I carry heath and dental on all of them since my insurance is better than their biological parents, me not asking a dime. This is how much I love them like my own. 

With that being said, I need advice !!